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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

Nicholas G. Ellis

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

33 Pleasant Street, Worcester, MA 01609

George N. Ellis

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

33 Pleasant Street, Worcester, MA 01608

Nicholas G. Ellis

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

33 Pleasant Street, Worcester, MA 01609

Michelle L Diamond

Juvenile Law, Traffic, White Collar Crime, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

5A Brussels Street, Worcester, MA 01608

Russell S. Chernin

Real Estate, Litigation, Immigration, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

390 Main Street, Worcester, MA 01608

Robert A. Riordan

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

50 Adams Street, Worcester, MA 01604

Thomas M. Dillon

Patent, Health Care, Workers' Compensation, Insurance, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

233 Main Street, Lancaster, MA 01523

Stephen G. Morte

Dispute Resolution, Patent, Collection, Accident & Injury

Status: In Good Standing

CONTACT

74 Main Street, Marlborough, MA 01752

Amy Marie Frisella

Business, Collection, Contract

Status: In Good Standing Licensed: 23 Years

CONTACT

78 Fiske Hill Road, Sturbridge, MA 01566

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

Worcester Collection Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Claudia H. Cornish

Nicholas G. Ellis

George N. Ellis

Nicholas G. Ellis

Michelle L Diamond

Russell S. Chernin

Robert A. Riordan

Thomas M. Dillon

Stephen G. Morte

Amy Marie Frisella

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

LIABILITY

CHAPTER 7 BANKRUPTCY

NONEXEMPT PROPERTY

COSIGNER

DOING BUSINESS AS (DBA)

MEANS TEST

CREDITOR

FCRA

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