Worcester Collection Lawyer, Massachusetts

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Claudia H. Cornish

Corporate, Business Organization, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

142 Main Street, Leominster, MA 01453

Nicholas G. Ellis

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

33 Pleasant Street, Worcester, MA 01609

George N. Ellis

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

33 Pleasant Street, Worcester, MA 01608

Nicholas G. Ellis

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

33 Pleasant Street, Worcester, MA 01609

Michelle L Diamond

Juvenile Law, Traffic, White Collar Crime, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

5A Brussels Street, Worcester, MA 01608

Russell S. Chernin

Real Estate, Litigation, Immigration, Collection

Status: In Good Standing Licensed: 43 Years

CONTACT

390 Main Street, Worcester, MA 01608

Robert A. Riordan

Workers' Compensation, Employment, Collection, Accident & Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

50 Adams Street, Worcester, MA 01604

Thomas M. Dillon

Patent, Health Care, Workers' Compensation, Insurance, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

233 Main Street, Lancaster, MA 01523

Stephen G. Morte

Dispute Resolution, Patent, Collection, Accident & Injury

Status: In Good Standing

CONTACT

74 Main Street, Marlborough, MA 01752

Amy Marie Frisella

Business, Collection, Contract

Status: In Good Standing Licensed: 23 Years

CONTACT

78 Fiske Hill Road, Sturbridge, MA 01566

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

Worcester Collection Lawyer, Massachusetts

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Claudia H. Cornish

Nicholas G. Ellis

George N. Ellis

Nicholas G. Ellis

Michelle L Diamond

Russell S. Chernin

Robert A. Riordan

Thomas M. Dillon

Stephen G. Morte

Amy Marie Frisella

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

GUARANTEED RESERVATION

FAIR LABOR STANDARDS ACT (FLSA)

IRS EXPENSES

CURRENT MONTHLY INCOME

CREDIT INSURANCE

NO-FAULT INSURANCE

REPOSSESSION

CREDITOR

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