Legal Articles, Bankruptcy & Debt

Mortgage Liens in Chapter 7 Bankruptcy

Houston Bankruptcy attorneys are often asked what happens to mortgage liens in Chapter 7 bankruptcy.

Main Causes of Personal Insolvencies

What are the leading causes of personal insolvencies?

David’s Bridal Files Chapter 11 Bankruptcy

On November 5th David’s Bridal filed Chapter 11 bankruptcy.

Bankruptcy Makes the Creditors Stop Calling

The bankruptcy system is set up to give you time to reorganize your debts or liquidate your assets depending on the type of bankruptcy you choose.

Bankruptcy Myth: Untrustworthy People File

Some misconception is that shady people rack up a bunch of bills and they want the courts to bail them out.

Many Borrowers Working Just to Pay Student Loan Debt

If you are a student loan borrower worried about strained finances, remember that it is important to take every step possible to avoid defaulting. While you may hear of some borrowers letting their loans ‘go,’ be aware that there are many serious repercussions.

Student Loan Refinancing? Don’t Be Led Astray

As student loans burden over 44 million borrowers today and affect the economy of the nation overall, both graduates and non-graduates alike are struggling to the point of national concern.

What If I’m Not Home to Receive Collections Lawsuit Service?

While you may suspect a lawsuit is in the works, the arrival of the process server will certainly confirm your fears. In many cases though, defendants are not home; what is your responsibility in this scenario?

The Financial Judgment: It Does Not Mean You Have to Lose

If you are unable to file a response to a lawsuit, there is the possibility of turning around a default judgment, and it may not be as difficult as you think.

Negotiating the Collections Lawsuit: The Creditor May Worry You Will File for Bankruptcy

Even if you are not planning to file for bankruptcy and are open to negotiating a settlement, you may be surprised to find out how willing a creditor is to work with you.

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