Legal Articles, Bankruptcy

When to choose and credit lawyer versus a credit repair company to fix your credit?

In today’s digital world, credit plays a significant role in determining one’s future. Therefore, it’s no surprise that many ask if hiring a lawyer is the right way to fix your credit. Let’s explore the difference between credit repair companies and lawyers.  They each have something unique to offer.  But every situation is individual, and it’s up to you to decide what you need.

Mission Product Holding v. Tempnology - a Comment

The Supreme Court erred in the Mission Products Holding v. Tempnology case by ignoring the difference between the bankruptcy estate and the debtor.

Credit Card Debt, Collections Lawsuits, in the Face of Ongoing Unemployment

Credit Card Debt, Collections Lawsuits, in the Face of Ongoing Unemployment

Many Americans Already Mired in Debt Before COVID-19

This article discusses the hardship people and consumers have undergone through out the COVID-19 Pandemic.

Chapter 11 Bankruptcy Made Easier for Small Businesses Struggling with COVID-19 Downturn

The Small Business Reorganization Act of 2019 became effective on February 19, 2020. The Act, along with recent changes to the Bankruptcy Code contained in the CARES stimulus bill, will make it easier for small businesses to reorganize through Chapter 11. The new law could not have come at a better time for South Florida companies suffering from the financial ramifications of the COVID-19 pandemic.

Stop The Calls From Debt Collectors

If you feel that you are being treated unfairly by a creditor or collection agency, please contact us immediately. Legal Rights Advocates, PLLC is a consumer advocate law firm that focuses on consumer rights protection services across the Unites States.

Owing Money To Creditors Does Not Mean You Should Live Your Life In Fear

When people are in debt and owe money they tend to doubt themselves. That’s why some debt collectors use scare tactics. They are trying to build doubt in yourself within your own mind.

You Are More Than Your Credit Score

We understand that things happen in life, however, the majority of lenders, credit card companies, landlords, and employers simply do not care about the reasons why you have ruined you credit.

Are You Sick And Tired Of Living With Bad Credit?

Do you know your credit scores?

Garnishments Are Intrusive

Garnishments are Intrusive... It's 6:30 in the A.M. and there is a loud knock at your door. Naturally you are alarmed so you proceed to answer the knock with caution. You see from your window, a uniformed sheriff with papers in his or her hands. You have no idea what the visit is all about...but you maintain composure and open the door. "You have been served"... is all you hear. The sheriff walks off and you're left alone to read the disturbing news that you are being sued. I can't tell you how many weekly calls we receive from consumers who phone to say they are being or about to be garnished. They are in panic mode because they understand the ramifications of having less money in your paycheck.

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