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Legal Articles, Bankruptcy & Debt

Fixing Student Loan Defaults

These are steps you can take if you are in default on your student loans.

Protecting Your Rights After You File Bankruptcy

If your rights are violated by collection agence you can sue them as part of your bankruptcy.

What Should I Do If I Get Sued?

This article tells you how to file an Answer if you get sued and directs you to the free form.

The Truth About Bankruptcy and Dispelling Common Myths

This article covers the most common myths about bankruptcy and provides facts dispelling these myths.

Overview of Chapter 13 Bankruptcy

This is a brief Chapter 13 Bankruptcy Overview which covers the general purpose of filing this chapter of bankruptcy.

Challenge to garnishment; Wage exemption; Financial institution; Comingled funds

Oregon law specifies a percentage of wages that is exempt from garnishment by the employer. Additionally, exempt wages retain their exempt character when deposited in an account with a financial institution providing those wages are reasonably identifiable.

Are Taxes Due the IRS Dischargeable in Bankruptcy?

One of the most frequently asked questions by consumers who are contemplating filing bankruptcy is: "Are Taxes Due the IRS Dischargeable in Bankruptcy?"

California's Short Sale Legislation

Recently the California Legislature approved Senate Bill 931 (SB 931) amending Code of Civil Procedure CCP ยง580e to provide for anti-deficiency protection to certain short sales.

Can I Eliminate My Second Mortgage in Bankruptcy?

The current financial crisis, brought on by the collapse of the housing market has more and more people looking for solutions to their "under water" property. .

Can I Safely Walk Away from My Mortgage

This is an educational article about the current financial crisis and whether it is wise to "walk away" from your mortgage.

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