Obtaining Workers' Compensation Benefits After a Work-Related Car Accident

by James M. Hoffmann on Jul. 08, 2015

Employment Workers' Compensation Accident & Injury Accident & Injury  Car Accident 

Summary: There are certain rules that may affect if you receive workers' compensation benefits after a work-related automobile accident.

If you are in an automobile accident while working, you may qualify for workers' compensation benefits; however, there are rules that can affect if you qualify to receive compensation. If you have questions about your work-related car accident, your best resource is a qualified Missouri workers' compensation attorney.

A No-Fault Insurance

In Missouri, workers' compensation is a no-fault insurance. This means that in most circumstances, as long as you are clocked in or performing a duty within the scope of your employment when an accident occurs, workers' compensation will be available to pay the medical costs. This includes a car accident that occurs while performing a part of your assigned job. The rule does not apply if the accident occurs while you are on your way to or from work in most circumstances.

Exceptions Affecting Workers' Compensation Benefits

One of the few exceptions to obtaining workers' compensation benefits in Missouri from a work-related accident is if you were involved in illegal activity at the time of the accident. In that case, your benefits could be denied. In Missouri, drivers under the age of 21 are banned from sending or receiving text messages while behind the wheel. If an employee is involved in a work-related car accident while text messaging, the employer may have grounds to deny benefits.

If Your Benefits Have Been Denied

If you are involved in a car accident while working, you may need the help of a qualified Missouri workers' compensation attorney in order to ensure that you are receiving your full benefits. If the insurer can find proof that you were in blatant defiance of the law while driving, such as sending a text message if you are under 21, they may try and fight your claim. This could cause a cessation of your medical care benefits.

If your benefits after a work-related car accident have been stopped or denied, seek the assistance from The Law Office of James M. Hoffmann at (314) 361-4300. There are rules and complexities that may give an employer cause to deny your medical care, future care, or loss of wages. We can help you fight for your full benefits.

Legal Articles Additional Disclaimer

Lawyer.com is not a law firm and does not offer legal advice. Content posted on Lawyer.com is the sole responsibility of the person from whom such content originated and is not reviewed or commented on by Lawyer.com. The application of law to any set of facts is a highly specialized skill, practiced by lawyers and often dependent on jurisdiction. Content on the site of a legal nature may or may not be accurate for a particular state or jurisdiction and may largely depend on specific circumstances surrounding individual cases, which may or may not be consistent with your circumstances or may no longer be up-to-date to the extent that laws have changed since posting. Legal articles therefore are for review as general research and for use in helping to gauge a lawyer's expertise on a matter. If you are seeking specific legal advice, Lawyer.com recommends that you contact a lawyer to review your specific issues. See Lawyer.com's full Terms of Use for more information.