According to Pew Research, 87% of women with bachelor's degrees choose to continue working while pregnant, which is brave but could be risky. Dangerous chemicals, machinery, and other hazards could spell trouble for you and your precious one. Worker's compensation insurance compensates for work-related injuries, but how does it apply to pregnant women?
This article will discuss how your pregnancy affects your workers’ compensation claim and whether it complicates the process.
Pregnancy Discrimination Act
The Pregnancy Discrimination Act of 1978 prohibits any employment discrimination of pregnant women. As such, it is illegal to discriminate against pregnant women during hiring, promotion, and when deciding salary and benefits. The Pregnancy Discrimination Act also applies to workers’ compensation benefits, meaning pregnant women will receive their workers’ comp settlement like other workers, regardless of their pregnancy trimester.
Workers’ Compensation Benefits Eligible for Pregnant Women
Being pregnant at the time of the injury has no bearing on the workers’ compensation coverage. In fact, any pregnancy-related complications attributed to the injury or illness are also generally covered by workers comp. That said, here are some benefits pregnant employees are eligible for under their workers’ compensation insurance:
Medical Expenses
The settlement will cover all medical expenses related to the injury or illness. This includes hospitalization, doctor appointments, treatments, and surgery, if necessary.
Temporary Disability Benefits
Pregnant employees can receive temporary disability benefits should the injury they sustain cause a temporary disability. Examples of temporary disabilities include hand injuries, temporary brain injuries, and broken limbs.
Job Accommodations
Employers might have to make certain workplace changes to ensure the safety and health of their pregnant employees and their unborn children. Examples of these accommodations include providing ergonomic equipment, shorter shifts, and alternative work assignments. If possible, employers should also allow pregnant workers to work from home. All relevant job accommodations for pregnant employees are covered under workers comp.
Rehabilitation and Vocational Services
Pregnant employees with permanent disabilities after work injuries are eligible for rehabilitation and vocational services. These vocational programs help injured workers acquire a new skill since they’re unable to return to their previous jobs.
Birth-Related Complications
Sometimes, pregnant women might experience complications during birth directly related to their work injuries. Workers’ comp insurance covers any medical expenses for addressing these complications and ensuring the successful delivery of the newborn.
Workers' Compensation for Pregnant Employees
If you're pregnant and facing challenges with your workers' compensation claim, remember that you're not alone. The intersection of workers’ compensation laws and pregnancy rights can be complex, but with the right guidance, you can ensure that your rights are fully protected. Reach out to the Law Office of James M. Hoffman for experienced legal assistance. Our team is dedicated to helping you understand your rights, guiding you through the intricacies of the claim process, and fighting for the benefits you deserve. Don't let the complexity of the law overwhelm you during this crucial time. Contact us today at (314) 361-4300 for a consultation and take the first step towards securing your peace of mind and the well-being of you and your future child.
