Angier Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sarah Kristin Thacker

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Bankruptcy & Debt, Estate, Business

Sarah Thacker is a practicing lawyer in the state of North Carolina handling Bankruptcy and Tax matters.

CONTACT

817-403-9286

1135 Kildaire Farm Rd, Cary, NC 27511

J. Christopher Jackson

Corporate, Collection, Constitutional Law, Contract

Status: In Good Standing

CONTACT

301 Glenwood Avenue, Raleigh, NC 27603

Richard D. Sparkman

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

Angier, NC 27501

William S. Graebe

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

959 Branch Line Lane, Apex, NC 27502

Omid Moezzi

Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

620 Crossroads Blvd, Cary, NC 27518

Ryan Michael Tarrant

Estate, Family Law, Divorce & Family Law, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

790 Se Cary Parkway, Cary, NC 27511

Cortney Ian Walker

Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

2000 Regency Parkway, Cary, NC 27518

Travis P. Sasser

Traffic, Visa, Employee Rights, Bankruptcy

Status: In Good Standing

CONTACT

2000 Regency Parkway, Cary, NC 27518

Philip M. Sasser

Lawsuit & Dispute, Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

2000 Regency Parkway, Cary, NC 27511

N. Karen Metcalf

Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

Cary, NC 27519

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FDCPA

See Fair Debt Collections & Practices Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Angier Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Sarah Kristin Thacker

J. Christopher Jackson

Richard D. Sparkman

William S. Graebe

Omid Moezzi

Ryan Michael Tarrant

Cortney Ian Walker

Travis P. Sasser

Philip M. Sasser

N. Karen Metcalf

TIPS

LEGAL TERMS

HOUSEHOLDER

PRESUMED ABUSE

BANKRUPTCY

FDCPA

CURRENT MONTHLY INCOME

MEANS TEST

LOSS DAMAGE WAIVER (LDW)

MEETING OF CREDITORS

TRUTH IN LENDING ACT (TILA)

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