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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Barbara Jean Caffaratti

Other, Lawsuit & Dispute, Divorce & Family Law, Native People

Status: In Good Standing Licensed: 17 Years

CONTACT

16429 Bear Town Rd, Baraga, MI 49908

Kevin Thomas Carlisle

General Practice

Status: In Good Standing Licensed: 22 Years

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16429 Bear Town Rd, Baraga, MI 49908

Theresa Ann Henderson-Stockton

General Practice

Status: In Good Standing Licensed: 11 Years

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16429 Beartown Rd, Baraga, MI 49908

Christoph Julius Geiger

General Practice

Status: In Good Standing Licensed: 21 Years

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16429 Beartown Road, Baraga, MI 49908

Patrick Oliver

General Practice

Status: Retired Licensed: 51 Years

CONTACT

15320 Pequaming Road, Lanse, MI 49946

Timothy S. Brennan

Juvenile Law, Government, Estate, Business

Status: In Good Standing Licensed: 36 Years

CONTACT

16 N 3Rd St, Lanse, MI 49946

Joseph P. O'Leary

Intellectual Property, Criminal, Native People, Civil & Human Rights

Status: In Good Standing Licensed: 35 Years

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12 N Third St, Lanse, MI 49946

Paul H. Hurst

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

30417 Tapiola Rd, Pelkie, MI 49958

Christopher R. Herter

International, Intellectual Property, Biotechnology, Business

Status: In Good Standing Licensed: 25 Years

CONTACT

34861 Apple Seed Rd, Chassell, MI 49916

Daniel J. Wisti

Landlord-Tenant, Government, Employment, Divorce

Status: In Good Standing Licensed: 35 Years

CONTACT

41801 Half Moon Beach Rd, Chassell, MI 49916

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Baraga Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Barbara Jean Caffaratti

Kevin Thomas Carlisle

Theresa Ann Henderson-Stockton

Christoph Julius Geiger

Patrick Oliver

Timothy S. Brennan

Joseph P. O'Leary

Paul H. Hurst

Christopher R. Herter

Daniel J. Wisti

TIPS

LEGAL TERMS

IRS EXPENSES

DOING BUSINESS AS (DBA)

LIABILITY

REPOSSESSION

ABUSE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GARNISHMENT

CREDIT REPORT

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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