Bellevue Credit & Debt Lawyer, Washington, page 5

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
10700 Meridian Ave N #108 Seattle, WA 98133Â» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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Vickie Vaska Carleton

Litigation, Civil Rights, Credit & Debt, Animal Bite

Status: In Good Standing Licensed: 33 Years

CONTACT

650 1St Ave Ne, Issaquah, WA 98027

Mykhailo Mozhaiev

Contract, Labor Law, International Tax, Credit & Debt

Status: In Good Standing Licensed: 1 Years

CONTACT

22626 Ne Iglwd Hl Rd, Issaquah, WA 98074

R. Mark Chattin

Landlord-Tenant, Housing & Construction Defects, Real Estate, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

20025 Se 302Nd Ct, Kent, WA 98042

Steven A. Miller

Litigation, Banking & Finance, Credit & Debt, Collection

Status: In Good Standing Licensed: 24 Years

CONTACT

13105 Ne 101St Place, Kirkland, WA 98033

Patrick James Layman

Estate, Contract, Credit & Debt, Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

23925 Ne 115Th Ln, Kirkland, WA 98053

Martin E. Snodgrass

Child Custody, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 48 Years

CONTACT

14201 128Th Ave Ne, Kirkland, WA 98034

John P. Plovie

Federal, Identity Theft, Credit & Debt, Collection

Status: Inactive Licensed: 43 Years

CONTACT

Kirkland, WA 98073

Jeffrey King Grinnell

Dispute Resolution, Electronic Commerce, Credit & Debt, Collection

Status: In Good Standing Licensed: 45 Years

CONTACT

Kirkland, WA 98073

Michael James Furney

Election & Political, Employment Discrimination, Corporate, Credit & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

10701 Ne 52Nd St, Kirkland, WA 98033

Jared Trevor Varnes

International Tax, Foreclosure, Credit & Debt, Bankruptcy

Status: Inactive Licensed: 23 Years

CONTACT

Kirkland, WA 98083

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Bellevue Credit & Debt Lawyer, Washington, page 5

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

Vickie Vaska Carleton

Mykhailo Mozhaiev

R. Mark Chattin

Steven A. Miller

Patrick James Layman

Martin E. Snodgrass

John P. Plovie

Jeffrey King Grinnell

Michael James Furney

Jared Trevor Varnes

TIPS

LEGAL TERMS

UNSECURED DEBT

DEFINED CONTRIBUTION PLAN

REPOSSESSION

DISPOSABLE INCOME

UNDUE HARDSHIP

GUARANTOR

SOLE PROPRIETORSHIP

MEANS TEST

NUISANCE FEES

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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