Bellevue Credit & Debt Lawyer, Washington, page 5

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Dillon Edward Jackson

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 54 Years

CONTACT

1111 3rd Ave, Seattle, WA 98101

Dmitry Merrit

Bankruptcy & Debt, Credit & Debt, Personal Injury, Foreclosure, Landlord-Tenant

Status: In Good Standing Licensed: 23 Years

FREE CONSULTATION

CONTACT

14205 South East 36th ST, Bellevue, WA 98006

Dominic Richard Woolery

General Practice

Status: In Good Standing

CONTACT

2480 Birch Ave N, Seattle, WA 98109

Donald E. Allen

Landlord-Tenant, Estate Planning, Family Law, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

10364 Rainier Ave South, Seattle, WA 98178

Donald E. Hacker

Litigation, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 42 Years

CONTACT

520 Pike Street, Seattle, WA 98101

Douglas W Degroot

Foreclosure, Credit & Debt, Federal, Landlord-Tenant

Status: In Good Standing Licensed: 23 Years

CONTACT

821C S Orcas St, Seattle, WA 98108

Edward James Garey

Commercial Real Estate, Wills, Business, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

1915 2Nd Ave, Seattle, WA 98101

Elizabeth Li

Commercial Real Estate, Litigation, Immigration, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

114 W Magnolia St, Bellingham, WA 98225

Elizabeth M. Quick

Bankruptcy, Consumer Protection, Credit & Debt, Estate Planning

Status: In Good Standing

FREE CONSULTATION

CONTACT

247 10th Ave, Kirkland, WA 98033

Emily Ruth Hansen

Guardianships & Conservatorships, Civil Rights, Insurance, Credit & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

8410 Se 71St St, Mercer Island, WA 98040

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Discover Bank v. Bridges

... HOUGHTON, J. Â¶ 1 John and Julie Bridges appeal the trial court's grant of summary judgment on their credit card debt to Discover Bank. ... We reverse and remand. FACTS. Â¶ 2 Discover Bank filed a complaint against the Bridges, seeking payment of a credit card debt. ...

Brown v. Household Realty Corp.

... This debt consolidation reduced the Browns' total monthly payments for home loans and consumer credit accounts. ... 6 The same day, the Browns obtained from Household a second position line of credit to consolidate additional unsecured debt. ...

BOEING EMPLOYEES'CREDIT UNION v. Burns

... [2]. Â¶ 2 Here, Boeing Employees' Credit Union (BECU) is the holder of a subordinate deed of trust for ... [4] Accordingly, BECU is entitled to the surplus sales funds that are sufficient to satisfy the Burnses' unpaid debt to BECU. [5] We reverse and remand for further proceedings. ...

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Bellevue Credit & Debt Lawyer, Washington, page 5

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Dillon Edward Jackson

Dmitry Merrit

Dominic Richard Woolery

Donald E. Allen

Donald E. Hacker

Douglas W Degroot

Edward James Garey

Elizabeth Li

Elizabeth M. Quick

Emily Ruth Hansen

TIPS

LEGAL TERMS

MEETING OF CREDITORS

COLLATERAL

CHAPTER 13 PLAN

CREDIT REPORT

CHAPTER 13 BANKRUPTCY

GENERAL PARTNER

ADMINISTRATIVE EXPENSES

CREDITOR

CREDIT BUREAU

SAMPLE LEGAL CASES

Discover Bank v. Bridges

Brown v. Household Realty Corp.

BOEING EMPLOYEES'CREDIT UNION v. Burns

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