Bradley Credit & Debt Lawyer, Florida

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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Hildegund Pabst Wanders

Divorce & Family Law, Bankruptcy & Debt, Estate, Credit & Debt

CONTACT

813-417-1985

905 Centerbrook Drove, Brandon, FL 33511

Randall E. Vogel

State and Local, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

330 West Church St, Bartow, FL 33831

Robin Howard Stevenson

Credit & Debt, Civil Rights, Family Law, Litigation

Status: In Good Standing Licensed: 32 Years

CONTACT

1125 E Main St, Bartow, FL 33830

Janet A Mcdonald

Foreclosure, Traffic, Credit & Debt, Animal Bite

Status: In Good Standing Licensed: 45 Years

CONTACT

1121 Rustic Ln, Lakeland, FL 33811

Jacqueline Casey Mayer

Trusts, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

5308 Alafia Falls Dr, Lithia, FL 33547

William John Twyford

Federal Appellate Practice, Family Law, Criminal, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

Winter Haven, FL 33882

Kenneth Michael Skinner

Workers' Compensation, Contract, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 20 Years

CONTACT

3611 James L Redman Pkwy, Plant City, FL 33567

David Edward Hicks

Litigation, Credit & Debt, Business, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

2206 Kenwick Dr, Valrico, FL 33596

Deborah Rose Tracy

Real Estate, Trusts, Corporate, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

Valrico, FL 33595

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Bradley Credit & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Hildegund Pabst Wanders

Randall E. Vogel

Robin Howard Stevenson

Janet A Mcdonald

Jacqueline Casey Mayer

William John Twyford

Kenneth Michael Skinner

David Edward Hicks

Deborah Rose Tracy

TIPS

LEGAL TERMS

COLLATERAL

TRADE NAME

SOLE PROPRIETORSHIP

REPOSSESSION

PRESUMED ABUSE

WINDING UP

FRATERNAL BENEFIT SOCIETY BENEFITS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CURRENT MONTHLY INCOME

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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