Chandler Bankruptcy & Debt Lawyer, Arizona, page 4

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Stanley A. Buzzelle II
About | Practice Areas
Law Office of S.A. Buzzelle II, PLLC
14050 N 83rd Avenue Suite 290 Peoria, AZ 85381» view map
Bankruptcy & Debt Law
Your Trusted Bankruptcy Attorney

If you are in need of legal services for matters relating to bankruptcy and divorce, rely on Law Office of S. A. Buzzelle II, PLLC in Peoria, AZ.

800-873-4991
1. Stanley A. Buzzelle II Peoria, AZ
  Attorney at Law- AZ
  Sandra Day O'Connor College of Law, J.D.
2. AboutLaw Office of S.A. Buzzelle II, PLLC
  Your Trusted Bankruptcy Attorney
3. Practice AreasExpertise
  Bankruptcy & Debt
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Nicholas Todd Van Vleet

Bankruptcy, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

1120 S Dobson Rd, Chandler, AZ 85286

Nicholas Todd Van Vleet

DUI-DWI, Collection, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

1120 S Dobson Rd, Chandler, AZ 85286

Kenneth Neeley

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

2250 E Germann Rd, Chandler, AZ 85286

Christopher James Mierzejewski

Mass Torts, Litigation, Intellectual Property, Commercial Bankruptcy

Status: In Good Standing

CONTACT

2355 W Chandler Blvd, Chandler, AZ 85224

Evan Nielsen

Tax, International Tax, Workers' Compensation, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

1490 S Price Rd, Chandler, AZ 85286

Lindsay A M Olivarez

Family Law, Divorce & Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

2360 W Toledo Pl, Chandler, AZ 85224

Lindsay A M Olivarez

Family Law, Divorce & Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

2360 W Toledo Pl, Chandler, AZ 85224

Jamie L Clark

Commercial Real Estate, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

310 W Yellowstone Way, Chandler, AZ 85248

James J Gentile

International, Trusts, Gift Taxation, Bankruptcy & Debt

Status: In Good Standing Licensed: 67 Years

CONTACT

497 West Ray Road, Chandler, AZ 85224

Taylor Stewart House

Juvenile Law, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1839 E Queen Creek Rd, Chandler, AZ 85286

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

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Chandler Bankruptcy & Debt Lawyer, Arizona, page 4

Sponsored Law Firm

Law Office of S.A. Buzzelle II, PLLC

SPONSORED LAWYERS

Nicholas Todd Van Vleet

Nicholas Todd Van Vleet

Kenneth Neeley

Christopher James Mierzejewski

Evan Nielsen

Lindsay A M Olivarez

Lindsay A M Olivarez

Jamie L Clark

James J Gentile

Taylor Stewart House

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LEGAL TERMS

PRESUMED ABUSE

CURRENT MONTHLY INCOME

LIEN

CHAPTER 13 BANKRUPTCY

FRATERNAL BENEFIT SOCIETY BENEFITS

GUARANTOR

CREDIT INSURANCE

INTEREST

ACCORD AND SATISFACTION

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