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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Jeremy John Nastoff

Contract, Business, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

816 Ludington St, Escanaba, MI 49829

Allan J. Rittenhouse

Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 32 Years

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Iron Mountain, MI 49801

Allan J. Rittenhouse

Bankruptcy, Bankruptcy & Debt

Status: Inactive Licensed: 32 Years

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Iron Mountain, MI 49801

Daniel R. Degrand

Commercial Real Estate, Industry Specialties, Business, Bankruptcy

Status: In Good Standing Licensed: 51 Years

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517 Ludington St, Escanaba, MI 49829

Jayne E. Mackowiak

Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

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912 Ludington St, Escanaba, MI 49829

John M. Bergman

Workers' Compensation, Criminal, Contract, Bankruptcy, Wrongful Death

Status: In Good Standing Licensed: 50 Years

CONTACT

504 Ludington St, Escanaba, MI 49829

John Milton Arvid Bergman

General Practice

Status: In Good Standing Licensed: 18 Years

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504 Ludington St, Escanaba, MI 49829

Julie A. Lacost

Wrongful Termination, Divorce & Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 36 Years

CONTACT

705 S Stephenson Avenue, Iron Mountain, MI 49801

Michele J. Hebner

Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

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803 Ludington St, Escanaba, MI 49829

Norman P. Moore

Bankruptcy & Debt, Divorce & Family Law, Estate, Criminal

Status: In Good Standing Licensed: 31 Years

CONTACT

803 Ludington St, Escanaba, MI 49829

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

FDCPA

See Fair Debt Collections & Practices Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Daggett Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Jeremy John Nastoff

Allan J. Rittenhouse

Allan J. Rittenhouse

Daniel R. Degrand

Jayne E. Mackowiak

John M. Bergman

John Milton Arvid Bergman

Julie A. Lacost

Michele J. Hebner

Norman P. Moore

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LEGAL TERMS

PREFERENCE

IRS EXPENSES

BANKRUPTCY TRUSTEE

FDCPA

CREDIT COUNSELING

SOLE PROPRIETORSHIP

LIQUIDATING PARTNER

FAIR CREDIT REPORTING ACT (FCRA)

FRATERNAL BENEFIT SOCIETY BENEFITS

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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