East Brunswick Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Evan N. Pickus

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Real Estate, Estate, Bankruptcy & Debt

Upon graduation from the Benjamin N. Cardozo School of Law at Yeshiva University in New York, classmates Evan N. Pickus and Howard S. Landsberg sought... (more)

FREE CONSULTATION

CONTACT

800-871-7810

802 Ryders Lane, East Brunswick, NJ 08816

Alan Cosner

Estate, Elder Law, Divorce & Family Law, Bankruptcy & Debt, Tax

Status:

FREE CONSULTATION

CONTACT

197 Highway 18, East Brunswick, NJ 08816

John Charles Allen

Criminal, Bankruptcy & Debt, Family Law, Immigration, Lawsuit & Dispute

Status: Licensed: 30 Years

CONTACT

292 Livingston Avenue, New Brunswick, NJ 08901

Jeffrey Brown

Adoption, Property & Casualty, Bankruptcy & Debt, Residential Real Estate, Child Support

CONTACT

4 Cornwall Drive, East Brunswick, NJ 08816

Theodore Sliwinski

Dispute Resolution, Corporate, Administrative Law, Bankruptcy, Workers' Compensation

Status: Licensed: 33 Years

CONTACT

45 River Rd, East Brunswick, NJ 08816

Robert Colby

Landlord-Tenant, Employment, Business, Collection

Status:

CONTACT

73 Church Street, New Brunswick, NJ 08901

Sean Malin

International Tax, Wills & Probate, Estate Planning, Bankruptcy

Status:

CONTACT

73 Church Street, New Brunswick, NJ 08901

Paul Shur

Banking & Finance, Bankruptcy, Corporate

Status: Licensed: 47 Years

CONTACT

120 Albany Street Plaza, New Brunswick, NJ 08901

Daniel Ivan Rubin

Collection

Status: Licensed: 19 Years

CONTACT

1520 U.S. Highway 130, North Brunswick, NJ 08902

Rebecca Schore

Bankruptcy

Status:

CONTACT

North Brunswick, NJ 08902

800-814-6700

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CCCS

See Consumer Credit Counseling Service.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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East Brunswick Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Evan N. Pickus

Alan Cosner

John Charles Allen

Jeffrey Brown

Theodore Sliwinski

Robert Colby

Sean Malin

Paul Shur

Daniel Ivan Rubin

Rebecca Schore

TIPS

LEGAL TERMS

LIEN

TRUTH IN LENDING ACT (TILA)

CCCS

PRIORITY DEBT

SUBROGATION

SECURED DEBT

MEETING OF CREDITORS

TRADE NAME

COLLECTION AGENCY

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