Elgin Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Janet Willerman Ellingson

Estate Planning, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 41 Years

CONTACT

30 N Airlite St, Elgin, IL 60123

John Frederick Hurlbut

Arbitration, Criminal, Administrative Law, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

574 N Mclean Blvd, Elgin, IL 60123

Catherine Schick Hurlbut

Corporate, Business Successions, Business Organization, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

574 N Mclean Blvd, Elgin, IL 60123

Catherine Hurlbut

Transactions, Business & Trade, Corporate, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

574 N Mclean Blvd, Elgin, IL 60123

Danelle Oilschlager

Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

Elgin, IL 60121

Douglas John Scheflow

Real Estate, Wills, Estate, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

63 Douglas Ave, Elgin, IL 60120

Caroline Martha Hernandez

Real Estate, Federal Appellate Practice, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

76 S. Grove Ave, Elgin, IL 60120

Caroline Hernandez

Real Estate, Federal Appellate Practice, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

76 S. Grove Ave, Elgin, IL 60120

Rodolfo Jalil Rios

Industry Specialties, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

164 Division St, Barrington, IL 60120

Rodolfo Rios

Industry Specialties, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

164 Division St, Barrington, IL 60120

800-923-0641

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Elgin Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Janet Willerman Ellingson

John Frederick Hurlbut

Catherine Schick Hurlbut

Catherine Hurlbut

Danelle Oilschlager

Douglas John Scheflow

Caroline Martha Hernandez

Caroline Hernandez

Rodolfo Jalil Rios

Rodolfo Rios

TIPS

LEGAL TERMS

LIQUIDATING PARTNER

ABUSE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

FDCPA

CHAPTER 13 BANKRUPTCY

ADMINISTRATIVE EXPENSES

NO-FAULT INSURANCE

FORBEARANCE

COLLECTION AGENCY

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