Elgin Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Janet Willerman Ellingson

Estate Planning, Divorce, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 41 Years

CONTACT

30 N Airlite St, Elgin, IL 60123

John Frederick Hurlbut

Arbitration, Criminal, Administrative Law, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

574 N Mclean Blvd, Elgin, IL 60123

Catherine Schick Hurlbut

Corporate, Business Successions, Business Organization, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

574 N Mclean Blvd, Elgin, IL 60123

Catherine Hurlbut

Transactions, Business & Trade, Corporate, Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

574 N Mclean Blvd, Elgin, IL 60123

Danelle Oilschlager

Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

Elgin, IL 60121

Douglas John Scheflow

Real Estate, Wills, Estate, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

63 Douglas Ave, Elgin, IL 60120

Caroline Martha Hernandez

Real Estate, Federal Appellate Practice, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

76 S. Grove Ave, Elgin, IL 60120

Caroline Hernandez

Real Estate, Federal Appellate Practice, Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

76 S. Grove Ave, Elgin, IL 60120

Rodolfo Jalil Rios

Industry Specialties, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

164 Division St, Barrington, IL 60120

Rodolfo Rios

Industry Specialties, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

164 Division St, Barrington, IL 60120

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Elgin Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Janet Willerman Ellingson

John Frederick Hurlbut

Catherine Schick Hurlbut

Catherine Hurlbut

Danelle Oilschlager

Douglas John Scheflow

Caroline Martha Hernandez

Caroline Hernandez

Rodolfo Jalil Rios

Rodolfo Rios

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

WORKOUT

UNDUE HARDSHIP

LIEN

HOUSEHOLDER

FAIR CREDIT BILLING ACT (FCBA)

TRADE NAME

FRAUDULENT TRANSFER

CREDIT BUREAU

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