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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Troy Green

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2290 E. Hill Rd., Grand Blanc, MI 48439

Edward H. Powers

Construction, Mediation, Contract, Credit & Debt

Status: In Good Standing Licensed: 57 Years

CONTACT

1071 Briarcliffe Drive, Flint, MI 48532

Dawn Marie Weier

Conveyancing, DUI-DWI, Contract, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

2387 S Linden Rd, Flint, MI 48532

Andrew Campbell

Credit & Debt, Consumer Rights, Contract, Sexual Harassment, Wrongful Termination

Status: In Good Standing Licensed: 19 Years

FREE CONSULTATION

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5080 W. Bristol Road, Flint, MI 48507

Michael A. Winterfield

Landlord-Tenant, Family Medical Leave Act (FMLA), Contract, Credit & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

5111 W Bristol Rd, Grand Blanc, MI 48507

Jeremy R.M. Piper

Landlord-Tenant, Real Estate, Credit & Debt, Property Damage

Status: In Good Standing

CONTACT

601 S Saginaw St, Flint, MI 48502

Craig Steven Datz

Landlord-Tenant, Criminal, Contract, Credit & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

601 S Saginaw St, Flint, MI 48502

Laura D. Breckenridge

Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

726 Church Street, Flint, MI 48502

Seth Lantz Neblock

Landlord-Tenant, Elder Law, Contract, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

436 S Saginaw St, Flint, MI 48502

John D. Nickola

Dispute Resolution, Immigration, Trusts, Credit & Debt, Accident & Injury

Status: In Good Standing Licensed: 58 Years

CONTACT

1015 Church St, Flint, MI 48502

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Flushing Credit & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Troy Green

Edward H. Powers

Dawn Marie Weier

Andrew Campbell

Michael A. Winterfield

Jeremy R.M. Piper

Craig Steven Datz

Laura D. Breckenridge

Seth Lantz Neblock

John D. Nickola

TIPS

LEGAL TERMS

UNDUE HARDSHIP

MEETING OF CREDITORS

BULK SALES LAW

SOLE PROPRIETORSHIP

CREDITOR

SECRET WARRANTY PROGRAM

CHAPTER 7 BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

AUTOMATIC STAY

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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