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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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John Robert Jones

Bankruptcy & Debt, Credit & Debt, Intellectual Property, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

6026 Remson Hollow Lane, Katy, TX 77494

William Madison Colgin

Environmental Law Other, Insurance, Banking & Finance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

1117 Fm 359 Rd, Richmond, TX 77406

Shawn Christopher Johnston

Litigation, Family Law, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

212 Jackson Street, Richmond, TX 77469

Stephanie J. Stigant

Commercial Real Estate, Wills, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

407Julieriversdr, Sugar Land, TX 77478

Faisal R. Vellani

Health Care Other, Employee Rights, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

14090 Southwest Fwy, Sugar Land, TX 77478

Salmaan Ali Momin

International Other, Elder Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

12750 S Kirkwood Rd, Stafford, TX 77477

Matthew Fraser Scholes

Commercial Real Estate, Litigation, Family Law, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

503 Fm 359 Rd, Richmond, TX 77406

Robert Daniel Franks

Construction, Litigation, Family Law, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

512 S 11Th Street, Richmond, TX 77469

Betsy Lynn Grubbs

Construction, Litigation, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

14090 Southwest Fwy, Sugar Land, TX 77478

Edward W. Gaskill

Juvenile Law, Oil & Gas, Family Law, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

807 Houston St, Richmond, TX 77469

800-923-0641

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Fort Bend County, TX Credit & Debt Lawyers

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

John Robert Jones

William Madison Colgin

Shawn Christopher Johnston

Stephanie J. Stigant

Faisal R. Vellani

Salmaan Ali Momin

Matthew Fraser Scholes

Robert Daniel Franks

Betsy Lynn Grubbs

Edward W. Gaskill

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

UNDUE HARDSHIP

MEETING OF CREDITORS

TRUTH IN LENDING ACT (TILA)

DEBIT CARD

NONEXEMPT PROPERTY

S CORPORATION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

ACCORD AND SATISFACTION

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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