Fort Bend County, TX Credit & Debt Lawyers

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Susan Griffin Lowery

Credit & Debt, Family Law, Litigation, Juvenile Law

Status: In Good Standing Licensed: 40 Years

CONTACT

30914 Long Branch Court, Fulshear, TX 77441

David Michael Freedman

Real Estate, Litigation, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 51 Years

CONTACT

28909 Katy Freeway, Katy, TX 77494

Jeffrey Frank Duke

Credit & Debt, Personal Injury, Family Law, Oil & Gas

Status: Inactive Licensed: 18 Years

CONTACT

22310 Grand Corner Drive, Katy, TX 77494

Mario Alejandro Martinez

Litigation, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 25 Years

CONTACT

2717 Commercial Center Blvd, Katy, TX 77494

David Frishman

Construction, Litigation, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 52 Years

CONTACT

5723 Highway Blvd, Katy, TX 77494

John Robert Jones

Bankruptcy & Debt, Credit & Debt, Intellectual Property, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

6026 Remson Hollow Lane, Katy, TX 77494

William Madison Colgin

Environmental Law Other, Insurance, Banking & Finance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

1117 Fm 359 Rd, Richmond, TX 77406

Shawn Christopher Johnston

Litigation, Family Law, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

212 Jackson Street, Richmond, TX 77469

Charles R. Slone

Commercial Real Estate, Oil & Gas, Wills, Credit & Debt

Status: Inactive Licensed: 66 Years

CONTACT

606 Foster Dr, Richmond, TX 77469

Alan Ray Cervenka

Commercial Real Estate, Family Law, Criminal, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

702 Stonewall Dr, Richmond, TX 77469

800-923-0641

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CREDIT FILE

See credit report.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Fort Bend County, TX Credit & Debt Lawyers

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Susan Griffin Lowery

David Michael Freedman

Jeffrey Frank Duke

Mario Alejandro Martinez

David Frishman

John Robert Jones

William Madison Colgin

Shawn Christopher Johnston

Charles R. Slone

Alan Ray Cervenka

TIPS

LEGAL TERMS

LIMITED PARTNERSHIP

ADMINISTRATIVE EXPENSES

MEANS TEST

CURRENT MONTHLY INCOME

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NUISANCE FEES

GRACE PERIOD

CREDIT FILE

TOXIC TORT

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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