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Gary Bankruptcy & Debt Lawyer, Indiana

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Edward John Wartman Lawyer

Edward John Wartman

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Accident & Injury, Bankruptcy & Debt, Criminal, Divorce & Family Law, Traffic

Ed was born and raised in Calumet City, Illinois graduating from Quigley South High School in Chicago in 1988. He graduated from Northwestern Univers... (more)

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219-791-1520

516 East 86th Avenue, Merrillville, IN 46410
Profile LAWPOINTS™67/100
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Andrew L. Kraemer

Bankruptcy, Foreclosure
Status:  In Good Standing           

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506 E 86th Avenue, Merrillville, IN 46410
Profile LAWPOINTS™40/100
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P. Jeffrey Schlesinger

Bankruptcy, Criminal, DUI-DWI
Status:  In Good Standing           

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8396 Mississippi Street, Merrillville, IN 46410
Profile LAWPOINTS™25/100
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Nicole A. Bennett

Banking & Finance, Corporate, Collection, Constitutional Law
Status:  In Good Standing           
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1415 Eagle Ridge Drive, Schererville, IN 46375
Profile LAWPOINTS™39/100
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Adam D. Decker

Business Successions, Collection, Commercial Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           
CONTACT
10200 Broadway, Crown Point, IN 46307
Profile LAWPOINTS™41/100
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William H. O'Toole

Tax, Foreclosure, Bankruptcy
Status:  In Good Standing           

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802 Wabash Avenue, Chesterton, IN 46304
Profile LAWPOINTS™32/100
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Rosalind Gaye Parr

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  47 Years
CONTACT
Gary, IN 46403
Profile LAWPOINTS™22/100
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Rosalind Gaye Parr

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  45 Years
CONTACT
Gary, IN 46403
Profile LAWPOINTS™22/100
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Shaun Thomas Olsen

Landlord-Tenant, Real Estate, Criminal, Bankruptcy & Debt
Status:  In Good Standing           
CONTACT
15 W 4Th Ave, Gary, IN 46402
Profile LAWPOINTS™36/100
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Shaun T. Olsen

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt
Status:  In Good Standing           
CONTACT
15 W 4Th Ave, Gary, IN 46402
Profile LAWPOINTS™36/100
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Lawyer.com can help you easily and quickly find Gary Bankruptcy & Debt Lawyers and Gary Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)
A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)
A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CCCS

See Consumer Credit Counseling Service.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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