Geneva Collection Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Minoru Ohye

Land Use & Zoning, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

Oviedo, FL 32762

Randall Warren Hanson

Accident & Injury, Employment, Bankruptcy & Debt, Immigration, Collection

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

CONTACT

313 South Central Ave, Oviedo, FL 32765

Daniel R. Lewis

Estate Planning, Collection, Landlord-Tenant, Family Law, Criminal

Status: In Good Standing Licensed: 11 Years

CONTACT

208 Sanford Ave, Sanford, FL 32771

George Michael Gingo

Consumer Protection, Credit & Debt, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

P.O. Box 838, Mims, FL 32754

Harris Neil Dvores

Lawsuit & Dispute, Estate, Business, Collection

Status: In Good Standing Licensed: 37 Years

CONTACT

5141 Garlanger Trl, Oviedo, FL 32765

Michael Francis Campanella

Divorce & Family Law, Criminal, Collection, Medical Malpractice

Status: In Good Standing Licensed: 39 Years

CONTACT

115 Alexandra Woods Drive, Debary, FL 32713

Gregory C. Hogenmiller

Civil Rights, Business & Trade, Corporate, Collection

Status: In Good Standing

CONTACT

701 International Pkwy, Lake Mary, FL 32746

David Wayne Hall

Commercial Real Estate, Real Estate, Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

300 International Pkwy, Lake Mary, FL 32746

Jon James Hernan

Motor Vehicle, Lawsuit & Dispute, Criminal, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

1064 Greenwood Blvd, Lake Mary, FL 32746

Terry A Brooks

Power of Attorney, Wills & Probate, Employment, Civil & Human Rights, Collection

Status: In Good Standing Licensed: 44 Years

CONTACT

10967 Lake Underhill Rd, Orlando, FL 32825

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Geneva Collection Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Minoru Ohye

Randall Warren Hanson

Daniel R. Lewis

George Michael Gingo

Harris Neil Dvores

Michael Francis Campanella

Gregory C. Hogenmiller

David Wayne Hall

Jon James Hernan

Terry A Brooks

TIPS

LEGAL TERMS

AUTOMATIC STAY

MEANS TEST

CHAPTER 7 BANKRUPTCY

GUARANTOR

GRACE PERIOD

DEFINED CONTRIBUTION PLAN

CHAPTER 13 BANKRUPTCY

REPOSSESSION

PREFERENCE

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