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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Aristides Kico Juan Diaz

Corporate, Business Organization, Collaborative Law, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

425 West Colonial Drive, Orlando, FL 32804

Bernice Bird

Family Law, Divorce & Family Law, Collection, Accident & Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

425 N Orange Ave, Orlando, FL 32801

Brett Alan Smith

Estate, Divorce & Family Law, Criminal, Collection

Status: In Good Standing

CONTACT

4700 Millenia Blvd, Orlando, FL 32839

Brock J Mcclane

Litigation, International, Business, Collection

Status: In Good Standing Licensed: 36 Years

CONTACT

Orlando, FL 32802

Chasity Nicole Aguilar

Collection, Commercial Real Estate

Status: In Good Standing Licensed: 7 Years

CONTACT

Orlando, FL 32854

Cheri Lynn Hobbs

Family Law, Divorce & Family Law, Criminal, Collection

Status: In Good Standing

CONTACT

146 W Sybelia Ave, Maitland, FL 32751

Christine Sarah Hansley

Bankruptcy & Debt, Collection, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

283 Cranes Roost Blvd, Altamonte Springs, FL 32701

Daniel R. Lewis

Estate Planning, Collection, Landlord-Tenant, Family Law, Criminal

Status: In Good Standing Licensed: 11 Years

CONTACT

208 Sanford Ave, Sanford, FL 32771

David Wayne Hall

Commercial Real Estate, Real Estate, Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

300 International Pkwy, Lake Mary, FL 32746

Elisabeth Marie Yerkes

Motor Vehicle, Commercial Real Estate, Collection, Credit & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

3535 Lawton Rd, Orlando, FL 32803

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CCCS

See Consumer Credit Counseling Service.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Geneva Collection Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Aristides Kico Juan Diaz

Bernice Bird

Brett Alan Smith

Brock J Mcclane

Chasity Nicole Aguilar

Cheri Lynn Hobbs

Christine Sarah Hansley

Daniel R. Lewis

David Wayne Hall

Elisabeth Marie Yerkes

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LEGAL TERMS

CREDITOR

TRADE NAME

BANKRUPTCY TRUSTEE

CCCS

CHAPTER 13 BANKRUPTCY

PRESUMED ABUSE

C CORPORATION

COSIGNER

FAIR CREDIT REPORTING ACT (FCRA)

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