Geneva Collection Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Minoru Ohye

Land Use & Zoning, Family Law, Criminal, Collection

Status: In Good Standing Licensed: 9 Years

CONTACT

Oviedo, FL 32762

Randall Warren Hanson

Accident & Injury, Employment, Bankruptcy & Debt, Immigration, Collection

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

CONTACT

313 South Central Ave, Oviedo, FL 32765

Daniel R. Lewis

Estate Planning, Collection, Landlord-Tenant, Family Law, Criminal

Status: In Good Standing Licensed: 11 Years

CONTACT

208 Sanford Ave, Sanford, FL 32771

George Michael Gingo

Consumer Protection, Credit & Debt, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

P.O. Box 838, Mims, FL 32754

Harris Neil Dvores

Lawsuit & Dispute, Estate, Business, Collection

Status: In Good Standing Licensed: 37 Years

CONTACT

5141 Garlanger Trl, Oviedo, FL 32765

Michael Francis Campanella

Divorce & Family Law, Criminal, Collection, Medical Malpractice

Status: In Good Standing Licensed: 39 Years

CONTACT

115 Alexandra Woods Drive, Debary, FL 32713

Gregory C. Hogenmiller

Civil Rights, Business & Trade, Corporate, Collection

Status: In Good Standing

CONTACT

701 International Pkwy, Lake Mary, FL 32746

David Wayne Hall

Commercial Real Estate, Real Estate, Business & Trade, Collection, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

300 International Pkwy, Lake Mary, FL 32746

Jon James Hernan

Motor Vehicle, Lawsuit & Dispute, Criminal, Collection

Status: In Good Standing Licensed: 21 Years

CONTACT

1064 Greenwood Blvd, Lake Mary, FL 32746

Terry A Brooks

Power of Attorney, Wills & Probate, Employment, Civil & Human Rights, Collection

Status: In Good Standing Licensed: 44 Years

CONTACT

10967 Lake Underhill Rd, Orlando, FL 32825

800-923-0641

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FCBA

See Fair Credit Billing Act.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

Geneva Collection Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Minoru Ohye

Randall Warren Hanson

Daniel R. Lewis

George Michael Gingo

Harris Neil Dvores

Michael Francis Campanella

Gregory C. Hogenmiller

David Wayne Hall

Jon James Hernan

Terry A Brooks

TIPS

LEGAL TERMS

REDEMPTION

INTEREST

COSIGNER

DEBIT CARD

FCBA

GUARANTOR

BULK SALES LAW

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDITOR

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