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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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John Thomas Macdonald

Landlord-Tenant, Wills & Probate, DUI-DWI, Bankruptcy

Status: In Good Standing

CONTACT

Lansing, MI 48901

Kevin V. B Schumacher

Bankruptcy & Debt, Business, Commercial Insurance, Estate

Status: In Good Standing Licensed: 38 Years

CONTACT

533 S Grand Ave, Lansing, MI 48933

Kenneth W. Beall

Tax, Real Estate, Litigation, Business, Bankruptcy

Status: In Good Standing

CONTACT

124 W Allegan St, Lansing, MI 48933

Gary L. Rogers

Other, Federal Appellate Practice, Criminal, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

925 W Ottawa St, Lansing, MI 48915

Douglas B. Shapiro

Federal Appellate Practice, Collection, Reinsurance, Criminal

Status: In Good Standing Licensed: 38 Years

CONTACT

925 W Ottawa St, Lansing, MI 48915

Jennifer D. Martin

Divorce, Elder Law, Insurance, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

Lansing, MI 48909

Maribeth L. Zeller

Criminal, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

611 W Ottawa St, Lansing, MI 48933

Avar Patrice Laws-Wright

Criminal, Administrative Law, Collection, Estate Planning

Status: In Good Standing Licensed: 16 Years

CONTACT

611 W Ottawa St, Lansing, MI 48933

Cheryl L. Wykoff Pezon

Administrative Law, Workers' Compensation, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

611 W Ottawa St, Lansing, MI 48933

Kathy P. Fitzgerald

Consumer Rights, Consumer Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

525 W Ottawa St, Lansing, MI 48933

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLATERAL

Property that guarantees payment of a secured debt.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

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Hubbardston Bankruptcy & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John Thomas Macdonald

Kevin V. B Schumacher

Kenneth W. Beall

Gary L. Rogers

Douglas B. Shapiro

Jennifer D. Martin

Maribeth L. Zeller

Avar Patrice Laws-Wright

Cheryl L. Wykoff Pezon

Kathy P. Fitzgerald

TIPS

LEGAL TERMS

COSIGNER

FAIR LABOR STANDARDS ACT (FLSA)

COLLATERAL

TRUTH IN LENDING ACT (TILA)

COLLECTION AGENCY

WINDING UP

REDEMPTION

FRATERNAL BENEFIT SOCIETY BENEFITS

NONPROFIT CORPORATION

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