Lawrenceville Bankruptcy & Debt Lawyer, Georgia, page 4

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Chalcia Rainford
About | Practice Areas
Rainford Law Firm P.C.
4920 N Henry Blvd. Stockbridge, GA 30281» view map
Bankruptcy & Debt Law
Experienced Bankruptcy & Debt Lawyer

Regardless of your situation, Attorney Chalcia Rainford is more than happy to guide you in the direction that will be most beneficial for you!

800-632-9140
1. Chalcia Rainford Stockbridge, GA
  Attorney at Law - GA, 1994
  John Marshall Law School J.D.
2. AboutRainford Law Firm P.C.
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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David Andrew Kleber

Litigation, Industry Specialties, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

4855 River Green Parkway, North Metro, GA 30096

Keith Daniel Taylor

Litigation, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

3505 Koger Blvd, North Metro, GA 30096

Pamela Roberts Nix

Wills & Probate, Trusts, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

3097 Satellite Blvd, North Metro, GA 30096

Matthew Antonio Lettich

Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

The Lettich Law Firm, LLC, Suwanee, GA 30024

Jeffrey Martin Fishman

Civil & Human Rights, Personal Injury, Corporate, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

2805 Peachtree Ind. Blvd., Duluth, GA 30097

Robert J. Solomon

Construction, Litigation, Divorce, Credit & Debt

Status: In Good Standing

CONTACT

3302 Mcginnis Ferry Road, Suwanee, GA 30024

Lisa Howell Baggett

Credit & Debt, Bankruptcy Litigation

Status: In Good Standing

CONTACT

3302 Mcginnis Ferry Road, Suwanee, GA 30024

Gregory Milholm Eells

Real Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Retired Licensed: 44 Years

CONTACT

P.O. Box 870195, Stone Mountain, GA 30087

Jennifer Keskeny

Family Law, Elder Law, Bankruptcy, Products Liability

Status: In Good Standing

CONTACT

5415 Sugarloaf Parkway, Lawrenceville, GA 30043

Antonia Ngozika Okonkwo

Real Estate, Immigration, International, Reorganization

Status: In Good Standing Licensed: 18 Years

CONTACT

11555 Medlock Bridge Rd, Duluth, GA 30097

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Lawrenceville Bankruptcy & Debt Lawyer, Georgia, page 4

Sponsored Law Firm

Rainford Law Firm P.C.

SPONSORED LAWYERS

David Andrew Kleber

Keith Daniel Taylor

Pamela Roberts Nix

Matthew Antonio Lettich

Jeffrey Martin Fishman

Robert J. Solomon

Lisa Howell Baggett

Gregory Milholm Eells

Jennifer Keskeny

Antonia Ngozika Okonkwo

TIPS

LEGAL TERMS

UNDUE HARDSHIP

COLLATERAL

CREDIT COUNSELING

ACCORD AND SATISFACTION

INTEREST

UNSECURED DEBT

PRESUMED ABUSE

CREDIT REPORT

WORKOUT

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