Lincolnshire Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Michael A. Burr

Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

163 Old Oak Ct E, Buffalo Grove, IL 60089

John Francis Goggin

Other, Real Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

750 West Lake Cook Road, Buffalo Grove, IL 60089

Brandon Wilson

Litigation, Civil Rights, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

750 West Lake Cook Road, Buffalo Grove, IL 60089

Bryant Gomez

Litigation, Collection

Status: In Good Standing Licensed: 20 Years

CONTACT

750 W. Lake Cook Road, Buffalo Grove, IL 60089

Thomas E. Schnur

Industry Specialties, Health Care, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

750 West Lake Cook Road, Buffalo Grove, IL 60089

Thomas Schnur

Industry Specialties, Health Care, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

750 West Lake Cook Road, Buffalo Grove, IL 60089

Beth Iris Katz

Collection

Status: In Good Standing Licensed: 40 Years

CONTACT

1400 E. Lake Cook Rd., Buffalo Grove, IL 60089

Marc Ira Price

Collection, Transactions, Banking & Finance, Civil Rights

Status: In Good Standing Licensed: 34 Years

CONTACT

1110 Lake Cook Dr, Buffalo Grove, IL 60089

Marc Price

Collection, Transactions, Banking & Finance, Civil Rights

Status: In Good Standing Licensed: 34 Years

CONTACT

1110 Lake Cook Dr, Buffalo Grove, IL 60089

Gary A. Mages

Commercial Real Estate, Real Estate, Transactions, Collection

Status: In Good Standing Licensed: 34 Years

CONTACT

1110 W Lake Cook Rd, Buffalo Grove, IL 60089

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Lincolnshire Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Michael A. Burr

John Francis Goggin

Brandon Wilson

Bryant Gomez

Thomas E. Schnur

Thomas Schnur

Beth Iris Katz

Marc Ira Price

Marc Price

Gary A. Mages

TIPS

LEGAL TERMS

FORBEARANCE

SECURED DEBT

PRESUMED ABUSE

DISCHARGE (OF DEBTS)

LIEN

FRAUDULENT TRANSFER

FAIR CREDIT BILLING ACT (FCBA)

DEBIT CARD

CHAPTER 7 BANKRUPTCY

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