Los Banos Bankruptcy Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Stephen H. Kim

Lawsuit & Dispute, Bankruptcy Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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376A Main Street, Salinas, CA 93901

Andrew John Cronauer

Litigation, Trusts, Business, Bankruptcy

Status: In Good Standing Licensed: 11 Years

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2451 Bert Dr, Hollister, CA 95023

Axel Brando Gomez

Bankruptcy

Status: In Good Standing

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600 E Main St, Turlock, CA 95380

Chester James Phillips

Bankruptcy, Criminal, DUI-DWI

Status: In Good Standing

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215 W Alisal St, Salinas, CA 93901

Clark Aston Miller

Real Estate, Divorce & Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 53 Years

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44 W Alisal St, Salinas, CA 93901

David Dennis Haycraft

Education, Income Tax, Real Estate, Bankruptcy

Status: In Good Standing Licensed: 21 Years

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3368 N State Highway 59, Merced, CA 95348

Donald J. Melancon

Dispute Resolution, Admiralty & Maritime, Antitrust, Bankruptcy

Status: In Good Standing

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8605 Murray Ave, Gilroy, CA 95020

Eric S Beiswanger

Bankruptcy, Construction, Contract, Elder Law, Personal Injury

Status: In Good Standing

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2111 K St, Merced, CA 95340

Gavin Elliot Kogan

Litigation, Contract, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 25 Years

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115 Cayuga St, Salinas, CA 93901

Geoffrey Weldon Phillips

Other, Wills, Trusts, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

3003 Val Ct, Gilroy, CA 95020

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FCBA

See Fair Credit Billing Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Los Banos Bankruptcy Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Stephen H. Kim

Andrew John Cronauer

Axel Brando Gomez

Chester James Phillips

Clark Aston Miller

David Dennis Haycraft

Donald J. Melancon

Eric S Beiswanger

Gavin Elliot Kogan

Geoffrey Weldon Phillips

TIPS

LEGAL TERMS

SECURED DEBT

FCBA

NONEXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

FORBEARANCE

LIQUIDATING PARTNER

CURRENT MONTHLY INCOME

HOUSEHOLDER

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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