Marine City Credit & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

x
Click For More Info:

Tricia Terry
About | Articles
Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
  For more information about Tricia Terry
3. Articles
  Click here to read some legal arcticles published by Tricia Terry
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Stephen P. Stella

Landlord-Tenant, Contract, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

645 Griswold St, Detroit, MI 48226

Amanda Marie Tourangeau

Administrative Law, Employment, Credit & Debt, Family Law

Status: In Good Standing Licensed: 11 Years

CONTACT

3026 W Grand Blvd, Detroit, MI 48202

Michael J. Thomas

Landlord-Tenant, Foreclosure, Contract, Credit & Debt

Status: In Good Standing

CONTACT

615 Griswold St, Detroit, MI 48226

Kirk J. Anderson

Elder Law, Contract, Credit & Debt, Defamation & Slander

Status: In Good Standing Licensed: 35 Years

CONTACT

477 Michigan Ave, Detroit, MI 48226

Michael Ericksen

Immigration, Government, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

1515 Genesee Dr, Royal Oak, MI 48073

Paul J. Nicoletti

Construction, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 34 Years

CONTACT

33717 Woodward Ave, Birmingham, MI 48009

Constance E. Cumbey

Deportation, Family Law, Criminal, Credit & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

3675 Hi Crest Dr, Lake Orion, MI 48360

Janelle Marie Yaldo

Landlord-Tenant, Credit & Debt, Family Law, Federal Appellate Practice

Status: In Good Standing Licensed: 12 Years

CONTACT

500 S Old Woodward Ave, Birmingham, MI 48009

Satyam Ramubhai Talati

Litigation, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

275 Rex Blvd, Auburn Hills, MI 48326

Joel D. Applebaum

Electronic Commerce, Contract, Business, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

151 S Old Woodward Ave, Birmingham, MI 48009

800-923-0641

Free Help: Use This Form or Call 800-943-8690

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FDCPA

See Fair Debt Collections & Practices Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FCRA

See Fair Credit Reporting Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SORT BY:

FILTER BY:

Free Consultation
Male
Female
Suspended

Marine City Credit & Debt Lawyer, Michigan, page 5

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Stephen P. Stella

Amanda Marie Tourangeau

Michael J. Thomas

Kirk J. Anderson

Michael Ericksen

Paul J. Nicoletti

Constance E. Cumbey

Janelle Marie Yaldo

Satyam Ramubhai Talati

Joel D. Applebaum

TIPS

LEGAL TERMS

UNSECURED DEBT

SETOFF

FDCPA

COLLECTION AGENCY

CHAPTER 13 BANKRUPTCY

PREFERENCE

TRUTH IN LENDING ACT (TILA)

FCRA

CHAPTER 7 BANKRUPTCY

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

SORT BY:

FILTER BY:

PRACTICE AREAS 30

NEARBY CITY SUGGESTIONS

Lawyer.com Legal Protection Plan

Premium Membership

Additional Services

Resources

My Account Details