North Richland Hills Credit & Debt Lawyer, Texas

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Ted Machi
About | Practice Areas
Machi & Associates, P.C.
1521 North Cooper Street Suite 550 Arlington, TX 76011» view map
Accident & Injury, Bankruptcy, Social Secuirty
We Fight So You Don't Have To

Our professional team of attorneys and staff provide the experience and expertise needed to effectively handle your case.

800-804-0771
1. Ted Machi Arlington, TX
  Attorney at Law- TX
  Marquette University Law School, JD 1976
2. AboutMachi & Associates, P.C.
  We Fight So You Don't Have To
3. Practice AreasExpertise
  Accident & Injury Law
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Victor David Huhem

Commercial Real Estate, Litigation, Banking & Finance, Credit & Debt

Status: In Good Standing

CONTACT

5601 Bridge St, Aledo, TX 76112

Elizabeth Rivera

International Other, Social Security, Family Law, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

227 N Sylvania Ave, Aledo, TX 76111

Jay Bailey Newton

Litigation, Wills, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

301 Commerce St, Aledo, TX 76102

Daniel Russell Aguilar

Litigation, Business & Trade, Business, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

301 Commerce St, Aledo, TX 76102

Eric Joseph Millner

Construction, Litigation, Employee Rights, Credit & Debt

Status: In Good Standing

CONTACT

301 Commerce St, Aledo, TX 76102

Brandon Scot Pierce

Litigation, Public Finance, Banking & Finance, Credit & Debt

Status: In Good Standing

CONTACT

301 Commerce St, Aledo, TX 76102

Stephen Kyle Voss

Family Law, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 10 Years

CONTACT

201 Main Street, Aledo, TX 76102

Michael Patrick Moore

Litigation, Employee Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 21 Years

CONTACT

201 Main St, Aledo, TX 76102

Christopher Thomas Nezworski

Litigation, Oil & Gas, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

201 Main St, Aledo, TX 76102

Robert Mark Oliver

International Other, Insurance, Credit & Debt, Personal Injury, Car Accident

Status: In Good Standing Licensed: 23 Years

CONTACT

201 Main St, Aledo, TX 76102

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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North Richland Hills Credit & Debt Lawyer, Texas

Sponsored Law Firm

Machi & Associates, P.C.

SPONSORED LAWYERS

Victor David Huhem

Elizabeth Rivera

Jay Bailey Newton

Daniel Russell Aguilar

Eric Joseph Millner

Brandon Scot Pierce

Stephen Kyle Voss

Michael Patrick Moore

Christopher Thomas Nezworski

Robert Mark Oliver

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

REDEMPTION

CHAPTER 7 BANKRUPTCY

LIEN

LOSS DAMAGE WAIVER (LDW)

LIMITED LIABILITY

ACCORD AND SATISFACTION

ADMINISTRATIVE EXPENSES

UNDUE HARDSHIP

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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