Oklahoma City Bankruptcy & Debt Lawyer, Oklahoma, page 4

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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Bryan J. Wells

Litigation, Federal Appellate Practice, Banking & Finance, Bankruptcy & Debt

Status: In Good Standing

CONTACT

211 North Robinson, Oklahoma City, OK 73102

J. Dillon Curran

Litigation, Family Law, Banking & Finance, Bankruptcy & Debt

Status: In Good Standing

CONTACT

211 North Robinson, Oklahoma City, OK 73102

Crystal A. Johnson

Litigation, Employee Rights, Banking & Finance, Bankruptcy & Debt

Status: In Good Standing

CONTACT

211 North Robinson, Oklahoma City, OK 73102

George Blaine Schwabe

Bankruptcy, Lending, Federal Appellate Practice, Bankruptcy & Debt

Status: In Good Standing

CONTACT

211 N Robinson Ave, Oklahoma City, OK 73102

Stuart Alan Knarr

Corporate, Civil Rights, Bankruptcy, Telecommunications

Status: In Good Standing

CONTACT

211 North Robinson, Oklahoma City, OK 73102

Rudy G. Hiersche

Civil Rights, Corporate, Collection, Bankruptcy

Status: In Good Standing

CONTACT

105 N Hudson Ave, Oklahoma City, OK 73102

Keith Mcilhaney

Banking & Finance, Foreclosure, Collection, Litigation

Status: In Good Standing

CONTACT

204 North Robinson, Oklahoma City, OK 73102

Brenda Regina Fitzpatrick

Divorce, Adoption, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

210 Park Ave, Oklahoma City, OK 73102

Clifton O. Gooding

Reorganization, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing

CONTACT

204 N. Robinson Avenue, Oklahoma City, OK 73102

G. Rudy Hiersche

Bankruptcy, Bankruptcy & Debt, Corporate

Status: In Good Standing

CONTACT

204 N Robinson Ave, Oklahoma City, OK 73102

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FDCPA

See Fair Debt Collections & Practices Act.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Oklahoma City Bankruptcy & Debt Lawyer, Oklahoma, page 4

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Bryan J. Wells

J. Dillon Curran

Crystal A. Johnson

George Blaine Schwabe

Stuart Alan Knarr

Rudy G. Hiersche

Keith Mcilhaney

Brenda Regina Fitzpatrick

Clifton O. Gooding

G. Rudy Hiersche

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

CURRENT MONTHLY INCOME

UNSECURED DEBT

NONDISCHARGEABLE DEBTS

ADMINISTRATIVE EXPENSES

INTEREST

FDCPA

NONEXEMPT PROPERTY

DISPOSABLE INCOME

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