Oklahoma City Bankruptcy & Debt Lawyer, Oklahoma, page 5

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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brad Scott Clark

Administrative Law, Bankruptcy, Employee Rights, Oil & Gas

Status: In Good Standing

CONTACT

2500 N Lincoln Blvd, Oklahoma City, OK 73105

Brandon Baker

Corporate, Mediation, Reorganization, Land Use & Zoning

Status: In Good Standing

CONTACT

15 East 15Th Street, Edmond, OK 73083

Brenda Regina Fitzpatrick

Divorce, Adoption, Corporate, Bankruptcy

Status: In Good Standing

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210 Park Ave, Oklahoma City, OK 73102

Brenda Regina Fitzpatrick

Adoption, Bankruptcy, Divorce, Employment Discrimination

Status: In Good Standing

CONTACT

3893 E. Memorial Road, Edmond, OK 73013

Brent Wayne Pitt

Administrative Law, Oil & Gas, Federal Appellate Practice, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4401 N GEORGIA AVE, Oklahoma City, OK 73118

Bret Daniel Davis

Administrative Law, Foreclosure, Bankruptcy, Employee Rights, Personal Injury

Status: In Good Standing

CONTACT

5613 N Classen Blvd, Oklahoma City, OK 73118

Brian Maurice Dell

International Other, Criminal, Credit & Debt, Consumer Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

501 Nw 13Th St, Oklahoma City, OK 73103

Brian David Goodrich

Oil & Gas, Health Care Other, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

501 Nw Grand Blvd, Oklahoma City, OK 73118

Brice W. Bisel

Employee Rights, Bankruptcy, Personal Injury, Federal Employees

Status: In Good Standing

CONTACT

3445 W. Memorial Road, Oklahoma City, OK 73134

Bridget M Childers

Bankruptcy & Debt, Divorce & Family Law

Status: In Good Standing

CONTACT

9024 SE 29th Street, Oklahoma City, OK 73130

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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Oklahoma City Bankruptcy & Debt Lawyer, Oklahoma, page 5

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

Brad Scott Clark

Brandon Baker

Brenda Regina Fitzpatrick

Brenda Regina Fitzpatrick

Brent Wayne Pitt

Bret Daniel Davis

Brian Maurice Dell

Brian David Goodrich

Brice W. Bisel

Bridget M Childers

TIPS

LEGAL TERMS

COLLECTION AGENCY

REAFFIRMATION

COSIGNER

IRS EXPENSES

DEFINED CONTRIBUTION PLAN

LIEN

FAIR CREDIT REPORTING ACT (FCRA)

DISCHARGE (OF DEBTS)

PRIORITY DEBT

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