Patterson Bankruptcy Lawyer, Louisiana

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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

J. David  Andress Lawyer

J. David Andress

VERIFIED
Bankruptcy & Debt, Consumer Protection, Credit & Debt, Bankruptcy, Collection

J. David Andress is a 1999 graduate of LSU, where he earned a Bachelor of Science degree in Microbiology and a Bachelor of Arts degree in History. He... (more)

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CONTACT

800-971-6961

Kaliste J Saloom

Personal Injury, Bankruptcy, Traffic
Status:  In Good Standing           Licensed:  40 Years

David H Stiel

Lawsuit & Dispute, Divorce & Family Law, DUI-DWI, Bankruptcy
Status:  In Good Standing           Licensed:  48 Years

Gary F Legros

Accident & Injury, Criminal, Bankruptcy
Status:  In Good Standing           Licensed:  43 Years

Eric Isaiah Holden Hoggatt

Accident & Injury, Bankruptcy, Criminal, Employment, Estate
Status:  In Good Standing           Licensed:  15 Years

Charles Bradley Cinnater

Employee Rights, Divorce & Family Law, Criminal, Bankruptcy
Status:  In Good Standing           Licensed:  32 Years

Marla Elizabeth Mitchell

Divorce, DUI-DWI, Bankruptcy
Status:  In Good Standing           Licensed:  13 Years

Howard Lucas Marcello

Criminal, Bankruptcy
Status:  Inactive           Licensed:  32 Years

Erich Vhan Ellender

Divorce, Bankruptcy
Status:  In Good Standing           Licensed:  9 Years

Morgan Travis Allison

Divorce & Family Law, Estate, Divorce, Bankruptcy
Status:  In Good Standing           

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)
A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

Brossett v. Howard

... The defendants have also filed with this court an Exception of No Right of Action, asserting that Amy Brossett lost her standing to seek damages through this action when she filed for bankruptcy while the lawsuit was pending. ...

DeBaillon v. Consolidated Operating Co.

975 So.2d 682 (2008). Paul Nicholls DeBAILLON, Bankruptcy Trustee, et al. ... David Patrick Keating, Attorney at Law, Opelousas, LA, for Plaintiffs-Appellants, Paul Nicholls DeBaillon, Bankruptcy Trustee, Frederick W. Chapman, III, and Jane Elizabeth Chapman. ...

Wilson v. Beechgrove Redevelopment, LLC

... On June 24, 2009, defendant Beechgrove Redevelopment, LLC filed Peremptory Exceptions of Res Judicata and Discharge in Bankruptcy. Beechgrove alleged that it filed for Chapter 11 Reorganization in October of 2007 and ...