Pensacola Bankruptcy & Debt Lawyer, Florida

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Jerome Ramsaran
About | Practice Areas
Ramsaran Law Group
12550 Biscayne Blvd Suite 800 Miami, FL 33181» view map
Immigration
Fighting On Behalf of Consumer and Victims

Our vision is to provide our clients with skilled legal advice in a timely and efficient manner.

800-694-6540
1. Jerome Ramsaran Miami, FL
  Attorney at Law- FL
  University of Miami School of Law, J.D. 2013
2. AboutRamsaran Law Group
  Fighting On Behalf of Consumer and Victims
3. Practice AreasExpertise
  Insurance
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James M. Weber

Alimony & Spousal Support, Corporate, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

501 Commendencia Street, Pensacola, FL 32502

Sally Bussell Fox

Banking & Finance, Corporate, Collection, Credit & Debt

Status: In Good Standing

CONTACT

P.O. Drawer 1271, Pensacola, FL 32591

Jodi D. Cooke

Commercial Real Estate, Corporate, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

501 Commendencia Street, Pensacola, FL 32502

Russell F. Van Sickle

Environmental Law, Employment, Corporate, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

501 Commendencia Street, Pensacola, FL 32502

Alan B Bookman

Corporate, Business Organization, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

30 S Spring St, Pensacola, FL 32502

Christine A. Kelly

General Practice

Status: In Good Standing Licensed: 12 Years

CONTACT

1741 N Palafox St, Pensacola, FL 32501

John P. Daniel

Real Estate, Corporate, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

1741 N Palafox St, Pensacola, FL 32501

Amy Logan Sliva

Bankruptcy & Debt, Estate, Trusts, Wills & Probate, Bankruptcy

Status: In Good Standing

CONTACT

313 W Gregory St, Pensacola, FL 32502

David Luther Woodward

Bankruptcy, Divorce & Family Law, Lawsuit & Dispute, Real Estate

Status: In Good Standing

CONTACT

1415 Lemhurst Road, Pensacola, FL 32507

Karin A Garvin

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 24 Years

CONTACT

1801 W Garden St, Pensacola, FL 32502

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FDCPA

See Fair Debt Collections & Practices Act.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

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Pensacola Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Ramsaran Law Group

SPONSORED LAWYERS

James M. Weber

Sally Bussell Fox

Jodi D. Cooke

Russell F. Van Sickle

Alan B Bookman

Christine A. Kelly

John P. Daniel

Amy Logan Sliva

David Luther Woodward

Karin A Garvin

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LEGAL TERMS

DISCHARGE (OF DEBTS)

PRIORITY DEBT

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GENERAL PARTNER

GUARANTEED RESERVATION

S CORPORATION

BANKRUPTCY

FDCPA

LIEN

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