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Alejandra Ramirez
About | Practice Areas
Law Office of Alejandra J. Ramirez
5201 Blue Lagoon Dr. Fl 8 Miami, FL 33126» view map
Bankruptcy
Experience You Can Trust

Advising and representing individuals through a Chapter 7 or Chapter 13 bankruptcy

800-956-0730
1. Alejandra Ramirez Miami, FL
  Attorney at Law - FL, 2005
  University of Miami J.D. 2005
2. AboutLaw Office of Alejandra J. Ramirez
  Better equipped than most
3. Practice AreasExpertise
  Bankruptcy
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Alejandra J Ramirez

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Bankruptcy & Debt, Divorce & Family Law

Alejandra J. Ramirez has been practicing law for over ten years. She started her firm after having worked in a large national firm in order to be able... (more)

FREE CONSULTATION

CONTACT

800-956-0730

5201 Blue Lagoon Dr., Miami, FL 33126

Rhonda Faith Gelfman

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Accident & Injury, Criminal, Divorce & Family Law, Immigration, Bankruptcy & Debt

The United States legal system is complex. In order to navigate through it effectively, you need a strategy for success. At the Miami Law Offices of R... (more)

CONTACT

800-699-7830

115 Northwest 167th Street, Miami, FL 33169

Michael Alan Furshman

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Collection, Real Estate, Trusts

Michael A. Furshman is the managing member and principal of the company. Mr. Furshman represents real estate developers, investment funds and other co... (more)

CONTACT

800-990-3580

1200 Brickell Avenue, Miami, FL 33131

Julio Cesar Marrero

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Divorce & Family Law, Estate, Bankruptcy & Debt, Real Estate Other, Foreclosure

Top Rated Miami Attorney at your service for over 30 years!

Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree with Cum laude distinction from the Uni... (more)

CONTACT

800-691-7461

3850 Bird Rd #1001, Miami, FL 33146

Christian Salvador Diaz

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Bankruptcy & Debt, Real Estate, Merger & Acquisition, Immigration, Lawsuit & Dispute

Christian Diaz is a practicing lawyer in the state of Florida.

FREE CONSULTATION

CONTACT

800-787-0430

9370 Sunset Drive, Miami, FL 33173

Robert William Murphy

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Consumer Rights, Real Estate, Motor Vehicle, Bankruptcy & Debt, Business

Consumer fraud attorney Robert Murphy is a trial lawyer who practices in the areas of consumer litigation in Florida and across the country. In over 2... (more)

FREE CONSULTATION

CONTACT

800-845-7961

1212 SE 2nd Avenue, Fort Lauderdale, FL 33316

Amie Tamayo

Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

Peter Velasco

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

Christian Somodevilla

Real Estate, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

198 NW 37th Avenue, Miami, FL 33125

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FCBA

See Fair Credit Billing Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Hialeah Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Law Office of Alejandra J. Ramirez

SPONSORED LAWYERS

Alejandra J Ramirez

Rhonda Faith Gelfman

Michael Alan Furshman

Julio Cesar Marrero

Christian Salvador Diaz

Robert William Murphy

Amie Tamayo

Peter Velasco

Christian Somodevilla

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LEGAL TERMS

DEBIT CARD

ADMINISTRATIVE EXPENSES

AUTOMATIC STAY

MEETING OF CREDITORS

NUISANCE FEES

SECRET WARRANTY PROGRAM

FCBA

FRAUDULENT TRANSFER

FAIR CREDIT BILLING ACT (FCBA)

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