Panama City Bankruptcy & Debt Lawyer, Florida

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Jerome Ramsaran
About | Practice Areas
Ramsaran Law Group
12550 Biscayne Blvd Suite 800 Miami, FL 33181» view map
Immigration
Fighting On Behalf of Consumer and Victims

Our vision is to provide our clients with skilled legal advice in a timely and efficient manner.

800-694-6540
1. Jerome Ramsaran Miami, FL
  Attorney at Law- FL
  University of Miami School of Law, J.D. 2013
2. AboutRamsaran Law Group
  Fighting On Behalf of Consumer and Victims
3. Practice AreasExpertise
  Insurance
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Christine D Smallwood Miranda

Corporate, Credit & Debt, Civil Rights, Family Law

Status: In Good Standing Licensed: 16 Years

CONTACT

Douglas Latta Smith

Civil Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

Denise Hallmon Rowan

Credit & Debt, Real Estate

Status: In Good Standing Licensed: 21 Years

CONTACT

1002 West 23Rd Street, Panama City, FL 32405

Michael Robert Reiter

Contract, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

3430 Hwy 77, Panama City, FL 32405

Adam J. Albritton

Contract, Credit & Debt, Personal Injury, State and Local

Status: In Good Standing Licensed: 10 Years

CONTACT

3430 Hwy 77, Panama City, FL 32405

Beatrice Summer Chandler

Business, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

3430 Hwy 77, Panama City, FL 32405

Cristina Franca G Fuschi

Contract, Credit & Debt, Civil Rights, Litigation

Status: Suspended Licensed: 24 Years

CONTACT

1713 Foster Ave, Panama City, FL 32405

Susan Monique Scrimager

Bankruptcy & Debt, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

303 Brady Way, Panama City, FL 32408

Clayton Bowers Studstill

Corporate, Credit & Debt, Natural Resources, State and Local

Status: In Good Standing Licensed: 16 Years

CONTACT

326 Reid Ave, Port Saint Joe, FL 32456

Natasha Z Revell

Bankruptcy

Status: In Good Standing

CONTACT

2441 US Highway 98 W, Santa Rosa Beach, FL 32459

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Panama City Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Ramsaran Law Group

SPONSORED LAWYERS

Christine D Smallwood Miranda

Douglas Latta Smith

Denise Hallmon Rowan

Michael Robert Reiter

Adam J. Albritton

Beatrice Summer Chandler

Cristina Franca G Fuschi

Susan Monique Scrimager

Clayton Bowers Studstill

Natasha Z Revell

TIPS

LEGAL TERMS

AUTOMATIC STAY

UNDUE HARDSHIP

REAFFIRMATION

FRAUDULENT TRANSFER

NONDISCHARGEABLE DEBTS

GARNISHMENT

PRIORITY DEBT

FRATERNAL BENEFIT SOCIETY BENEFITS

REPOSSESSION

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