Saint Petersburg Bankruptcy & Debt Lawyer, Florida

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Jay  Kovar Lawyer

Jay Kovar

VERIFIED
Property Damage, Slip & Fall Accident, Estate Planning, Wills & Probate, Credit & Debt

Mr. Kovar is the founder and driving force of Elysium Law. However, he wasn’t always an attorney. Mr. Kovar was most recently the owner of a constru... (more)

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800-851-4860

Stephen  Bernhardt Lawyer

Stephen Bernhardt

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Criminal, Bankruptcy & Debt, Accident & Injury

Stephen Bernhardt has been an attorney since he was 25 years old. Now, nearly a decade later, Bernhardt has extensive trial experience in both crimin... (more)

Donald Axel Anderson Lawyer

Donald Axel Anderson

VERIFIED
Bankruptcy & Debt, Social Security -- Disability, Divorce & Family Law, Contract

When you need an attorney you can count on, choose the Law Offices of Donald A. Anderson. Anderson has provided sound legal advice to residents of Lar... (more)

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800-657-3190

Robert Marc Geller Lawyer

Robert Marc Geller

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Bankruptcy & Debt, Credit & Debt, Accident & Injury

Practicing law for over 26 years. Have handled over 6000 consumer bankruptcy cases. Additionally have handled personal injury cases through out my car... (more)

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Debra Denise Newman Lawyer

Debra Denise Newman

VERIFIED
Estate, Bankruptcy, Credit & Debt, Contract

Debra Newman is a practicing lawyer in the state of Florida. She received her J.D. from Hofstra University School of Law.

Stephen  Bernhardt Lawyer

Stephen Bernhardt

VERIFIED
Criminal, Bankruptcy & Debt, Accident & Injury

Stephen Bernhardt has been an attorney since he was 25 years old. Now, nearly a decade later, Bernhardt has extensive trial experience in both crimin... (more)

Alan  Borden Lawyer

Alan Borden

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Bankruptcy & Debt, Credit & Debt, Foreclosure, Personal Injury, Collection
Consumer Protection Law Firm helping consumers in need

Lawyer.com Member Questionnaire Please describe a case(s) in the last year or two where you made a big difference. I helped a retired veteran sa... (more)

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800-795-7741

Mark Andrew Nelson Lawyer

Mark Andrew Nelson

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Contract, Credit & Debt, Litigation, Family Law, Construction

Mr. Nelson’s experience includes over thirty (30) years of practice in Circuit and County Courts in Florida. Mr. Nelson’s experience also includes... (more)

Damian Michael Ozark Lawyer

Damian Michael Ozark

VERIFIED
Bankruptcy & Debt, Real Estate, Business & Trade
Bradenton Business Lawyer

Damian Ozark is a Practicing Business Lawyer based out of Brandenton, Florida.

Jason  Clark Lawyer

Jason Clark

VERIFIED
Real Estate, Business, Estate Planning, Personal Injury, Bankruptcy & Debt

Jason Clark proudly serves all Counties in Florida in the areas of real estate, business, power of attorney, will & probate law, Estate Planning, Fore... (more)

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Email, Phone, Text Messages, Terms of Use, and Privacy Policy. Information provided may not be privileged or confidential.

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Lawyer.com can help you easily and quickly find Saint Petersburg Bankruptcy & Debt Lawyers and Saint Petersburg Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)
The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)
A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.