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Stephen  Bernhardt Lawyer

Stephen Bernhardt

VERIFIED
Criminal, Bankruptcy & Debt, Accident & Injury

Stephen Bernhardt has been an attorney since he was 25 years old. Now, nearly a decade later, Bernhardt has extensive trial experience in both crimin... (more)

Robert Marc Geller Lawyer

Robert Marc Geller

VERIFIED
Bankruptcy & Debt, Credit & Debt, Accident & Injury

Practicing law for over 26 years. Have handled over 6000 consumer bankruptcy cases. Additionally have handled personal injury cases through out my car... (more)

Alan  Borden Lawyer

Alan Borden

VERIFIED
Bankruptcy & Debt, Credit & Debt, Foreclosure, Personal Injury, Collection
Consumer Protection Law Firm helping consumers in need

Lawyer.com Member Questionnaire Please describe a case(s) in the last year or two where you made a big difference. I helped a retired veteran sa... (more)

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CONTACT

800-795-7741

Debra Denise Newman Lawyer

Debra Denise Newman

VERIFIED
Estate, Bankruptcy, Credit & Debt, Contract

Debra Newman is a practicing lawyer in the state of Florida. She received her J.D. from Hofstra University School of Law.

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Jason  Clark Lawyer

Jason Clark

VERIFIED
Real Estate, Business, Estate Planning, Personal Injury, Bankruptcy & Debt

Jason Clark proudly serves all Counties in Florida in the areas of real estate, business, power of attorney, will & probate law, Estate Planning, Fore... (more)

Stephen  Bernhardt Lawyer

Stephen Bernhardt

VERIFIED
Criminal, Bankruptcy & Debt, Accident & Injury

Stephen Bernhardt has been an attorney since he was 25 years old. Now, nearly a decade later, Bernhardt has extensive trial experience in both crimin... (more)

Adham A. Yennes Lawyer

Adham A. Yennes

VERIFIED
Immigration, Real Estate, Business, Traffic, Bankruptcy & Debt

I am multi-lingual with a business background, I have worked in the financial industry for over five years, I bring this experience with me to Yennes ... (more)

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CONTACT

800-873-3840

Donald Axel Anderson Lawyer

Donald Axel Anderson

VERIFIED
Bankruptcy & Debt, Social Security -- Disability, Divorce & Family Law, Contract

When you need an attorney you can count on, choose the Law Offices of Donald A. Anderson. Anderson has provided sound legal advice to residents of Lar... (more)

FREE CONSULTATION 

CONTACT

800-657-3190

Stephen M Bernhardt Lawyer

Stephen M Bernhardt

VERIFIED
Criminal, Bankruptcy & Debt, Accident & Injury

Stephen Bernhardt has been an attorney since he was 25 years old. Now, nearly a decade later, Bernhardt has extensive trial experience in both crimin... (more)

Jay  Kovar Lawyer

Jay Kovar

VERIFIED
Property Damage, Slip & Fall Accident, Estate Planning, Wills & Probate, Credit & Debt

Mr. Kovar is the founder and driving force of Elysium Law. However, he wasn’t always an attorney. Mr. Kovar was most recently the owner of a constru... (more)

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CONTACT

800-851-4860

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Free Help: Use This Form or Call 800-943-8690

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)
An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)
A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

CCCS

See Consumer Credit Counseling Service.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.