Tampa Bankruptcy & Debt Lawyer, Florida

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Stephen  Bernhardt Lawyer

Stephen Bernhardt

VERIFIED
Criminal, Bankruptcy & Debt, Accident & Injury, Real Estate, Business

Stephen Bernhardt has been an attorney since he was 25 years old. Now, nearly a decade later, Bernhardt has extensive trial experience in both crimin... (more)

Chuck Michael Douglas Lawyer

Chuck Michael Douglas

VERIFIED
Bankruptcy & Debt, Lawsuit & Dispute, Credit & Debt, Consumer Rights, Business
Don't file Bankruptcy!

Chuck Douglas is a practicing lawyer in the state of Georgia. He received his J.D. from Georgia State University. He currently works for his privately... (more)

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CONTACT

501-566-3139

Lauren  Osa Lawyer

Lauren Osa

VERIFIED
Bankruptcy & Debt, Foreclosure, Credit & Debt, Collection

Lauren has practiced exclusively in bankruptcy law since gaining admission to the Florida Bar in 2007. She began her career as an associate attorney f... (more)

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CONTACT

800-895-2271

Robert Marc Geller Lawyer

Robert Marc Geller

VERIFIED
Bankruptcy & Debt, Credit & Debt, Accident & Injury, Personal Injury, Divorce & Family Law

Practicing law for over 26 years. Have handled over 6000 consumer bankruptcy cases. Additionally have handled personal injury cases through out my car... (more)

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Sheldon Louis Wind Lawyer

Sheldon Louis Wind

VERIFIED
Lawsuit & Dispute, Business & Trade, Bankruptcy, Bankruptcy & Debt

With Sheldon L. Wind, P.A., you’ll have a bankruptcy, real estate and collections specialist. I have years of experience and the necessary skills to... (more)

FREE CONSULTATION 

CONTACT

800-906-3921

Brian Szilvasy Esq. Lawyer

Brian Szilvasy Esq.

VERIFIED
Bankruptcy & Debt, Credit & Debt, Collection, Garnishment

We are different than most defense firms because the attorneys of WE PROTECT CONSUMERS, P.A. have over 35 years of combined experience as Florida coll... (more)

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CONTACT

800-837-1480

Debra Denise Newman Lawyer

Debra Denise Newman

VERIFIED
Estate, Bankruptcy, Credit & Debt, Contract

Debra Newman is a practicing lawyer in the state of Florida. She received her J.D. from Hofstra University School of Law.

Carolyn L. Secor Lawyer

Carolyn L. Secor

VERIFIED
Bankruptcy & Debt, Credit & Debt

Ms. Secor was born on February 26, 1970, in Harvey, Illinois, and graduated from Lawrence North High School in Indianapolis, Indiana. In 1993, she rel... (more)

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CONTACT

727-254-1704

Scott A. Rosin Lawyer

Scott A. Rosin

VERIFIED
Bankruptcy & Debt, Foreclosure, Real Estate, Estate

If you are facing overwhelming debt in the greater Tampa Bay Florida area, relief begins by consulting with an experienced bankruptcy attorney at the ... (more)

FREE CONSULTATION 

CONTACT

800-672-6861

Jason  Clark Lawyer

Jason Clark

VERIFIED
Real Estate, Business, Estate Planning, Personal Injury, Bankruptcy & Debt

Jason Clark proudly serves all Counties in Florida in the areas of real estate, business, power of attorney, will & probate law, Estate Planning, Fore... (more)

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Free Help: Use This Form or Call 800-943-8690

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Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CCCS

See Consumer Credit Counseling Service.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)
A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

COLLATERAL

Property that guarantees payment of a secured debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDIT FILE

See credit report.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)
A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.