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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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Raymond Brian Mitchell

✓ VERIFIED

Civil Rights, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice

Protecting Your Children, Family, Income, Assets, Life, Liberty, Property, and Pursuit of Happiness!

Protecting Your Life, Liberty, Property, Family, Income, Assets, and Pursuit of Happiness! Eliminate Debts & Get a Fresh Start! See Your Children! Pro... (more)

FREE CONSULTATION

CONTACT

239-542-2002

3717 Del Prado Blvd., Cape Coral, FL 33904

Diane Muenze Gonzalez

✓ VERIFIED

Criminal, Immigration, Bankruptcy & Debt, Divorce & Family Law, Accident & Injury

With over 25 years of experience, attorney Diane Gonzalez has provided numerous clients effective and reliable legal counsel on a wide range of legal ... (more)

FREE CONSULTATION

CONTACT

239-948-8655

10800 Corkscrew Road, Estero, FL 33928

Dawn Marie Bates-Buchanan

✓ VERIFIED

Estate, Wills & Probate, Trusts, Estate Planning, Bankruptcy

Dawn Marie Bates-Buchanan, was raised in Venice Florida, where her Father was a Police Officer and where she graduated from local Vence High School. D... (more)

CONTACT

941-799-3015

1531 Tamiami Trl S, Venice, FL 34285

Robert C. Hill

Criminal, Banking & Finance, Bankruptcy, Animal Bite

Status: In Good Standing

CONTACT

2431 First St, Fort Myers, FL 33901

Gregory N. Burns

Bankruptcy & Debt, Elder Law, Estate Planning, Estate

Status: Deceased Licensed: 50 Years

FREE CONSULTATION

CONTACT

2709 Swamp Cabbage Court, Fort Myers, FL 33901

Steven Klaus Teuber

Civil Rights, Bankruptcy, Construction, Education, Divorce

Status: In Good Standing Licensed: 19 Years

CONTACT

1375 Jackson St, Fort Myers, FL 33901

Carmen Dellutri

Traffic, DUI-DWI, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

1436 Royal Palm Square Blvd, Fort Myers, FL 33919

James Lewis Goetz

Commercial Real Estate, Construction, Wills, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

33 Barkley Cir, Fort Myers, FL 33907

Gregory William Goetz

Commercial Real Estate, Trusts, Civil Rights, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

33 Barkley Cir, Fort Myers, FL 33907

David W Fineman

Litigation, Civil Rights, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1436 Royal Palm Square Blvd, Fort Myers, FL 33919

800-923-0641

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Fort Myers Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

Raymond Brian Mitchell

Diane Muenze Gonzalez

Dawn Marie Bates-Buchanan

Robert C. Hill

Gregory N. Burns

Steven Klaus Teuber

Carmen Dellutri

James Lewis Goetz

Gregory William Goetz

David W Fineman

TIPS

LEGAL TERMS

CREDITOR

FAIR CREDIT REPORTING ACT (FCRA)

SUBROGATION

FRATERNAL BENEFIT SOCIETY BENEFITS

DEFINED CONTRIBUTION PLAN

CREDIT COUNSELING

ACCORD AND SATISFACTION

GUARANTEED RESERVATION

FAIR CREDIT BILLING ACT (FCBA)

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