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Jerome Ramsaran
About | Practice Areas
Ramsaran Law Group
12550 Biscayne Blvd Suite 800 Miami, FL 33181» view map
Immigration
Fighting On Behalf of Consumer and Victims

Our vision is to provide our clients with skilled legal advice in a timely and efficient manner.

800-694-6540
1. Jerome Ramsaran Miami, FL
  Attorney at Law- FL
  University of Miami School of Law, J.D. 2013
2. AboutRamsaran Law Group
  Fighting On Behalf of Consumer and Victims
3. Practice AreasExpertise
  Insurance
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Mark Joseph Fraser

✓ VERIFIED

Divorce & Family Law, Business, Real Estate, Bankruptcy & Debt, Construction

After graduating from the University of Florida College of Law in 1996, Mr. Fraser began his career as a trial attorney with the law firm of Watson, F... (more)

FREE CONSULTATION

CONTACT

800-824-3671

5347 SW 91st Terrace, Gainesville, FL 32608

Christopher John Shipley

✓ VERIFIED

Divorce & Family Law, Bankruptcy & Debt, Estate, Real Estate, Litigation

Shipley Law Firm & Title Company is pleased to provide the highest quality, professional legal services for clients in Lake County and throughout cent... (more)

CONTACT

800-985-9311

20110 US Highway 441, Mount Dora, FL 32757

Mark A. Brionez

Lawsuit & Dispute, Real Estate, Collection

Status: In Good Standing

CONTACT

1000 West Main Street, Leesburg, FL 34748

Joseph S. Thomas

Business Organization, Commercial Real Estate, Corporate Governance, Dissolution

Status: In Good Standing

CONTACT

1000 West Main Street, Leesburg, FL 34748

Christine Harter

Dispute Resolution, Credit & Debt, Toxic Mold & Tort, Elder Law

Status: In Good Standing Licensed: 30 Years

CONTACT

1000 West Main Street, Leesburg, FL 34748

Daniel Lee Hightower

Workers' Compensation, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

7 E Silver Springs Blvd, Ocala, FL 34470

M. Suzanne Chistolini-Green

Insurance, Collection, Medical Malpractice, Nursing Home

Status: In Good Standing

CONTACT

7 E. Silver Springs Boulevard, Ocala, FL 34470

Bureus Wayne Argo

Civil Rights, Contract, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 41 Years

CONTACT

7 E. Silver Springs Boulevard, Ocala, FL 34470

Richard Alan Perry

Litigation, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

820 E Fort King St, Ocala, FL 34471

Jennifer T Reimsnyder

Workers' Compensation, Employment, Elder Law, Credit & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

3220 SW 33rd Rd, Ocala, FL 34474

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLATERAL

Property that guarantees payment of a secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Ocala Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Ramsaran Law Group

SPONSORED LAWYERS

Mark Joseph Fraser

Christopher John Shipley

Mark A. Brionez

Joseph S. Thomas

Christine Harter

Daniel Lee Hightower

M. Suzanne Chistolini-Green

Bureus Wayne Argo

Richard Alan Perry

Jennifer T Reimsnyder

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

TRUTH IN LENDING ACT (TILA)

COLLATERAL

GRACE PERIOD

TRADE DRESS

MEANS TEST

COLLECTION AGENCY

FRAUDULENT TRANSFER

FAIR CREDIT REPORTING ACT (FCRA)

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