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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Adam Michael Bullock

General Practice

Status: In Good Standing Licensed: 11 Years

CONTACT

124 Independence Ln, La Follette, TN 37766

Allen Ragle

Bankruptcy, Banking & Finance, Litigation, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

Knoxville, TN 37930

Allyn Monroe Lay

Wills & Probate, Corporate, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

Oneida, TN 37841

Allyn Lay

Wills & Probate, Corporate, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

Oneida, TN 37841

Allyn Monroe Lay

Wills & Probate, Corporate, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

Oneida, TN 37841

Amanda Hathcock Sammons

Criminal, Credit & Debt, Family Law, Litigation

Status: In Good Standing Licensed: 21 Years

CONTACT

590 Main Street, Jacksboro, TN 37757

Amanda Hathcock Sammons

Family Law, Credit & Debt, Juvenile Law, Civil Rights

Status: In Good Standing Licensed: 21 Years

CONTACT

Caryville, TN 37714

Bart Chandler Williams

Litigation, Dispute Resolution, Federal Appellate Practice, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

617 Main Street, Knoxville, TN 37901

Barton Chandler Williams

Dispute Resolution, Credit & Debt, Federal Appellate Practice, Litigation

Status: In Good Standing Licensed: 16 Years

CONTACT

617 W Main St, Knoxville, TN 37902

Brandon Michael Allen

Administrative Law, Estate Planning, Credit & Debt, Entertainment

Status: In Good Standing Licensed: 5 Years

CONTACT

10805 Kingston Pike, Knoxville, TN 37934

800-923-0641

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FDCPA

See Fair Debt Collections & Practices Act.

COLLATERAL

Property that guarantees payment of a secured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

... The homeowners subsequently refinanced their home with a bank. The bank paid off the homeowners' debt to the credit union, and recorded its own deed of trust securing its loan. At that same time, the loan and deed of trust was assigned to a second bank. ...

PHOENIX CREDIT v. Akers

... Appellant obtained a credit card from Appellee's predecessor in interest, and defaulted on payment of the debt. ... Ms. Akers made payments on the credit card debt, including a payment of $136.00 on February 17, 2005, and a payment of $131.00 on March 18, 2005. ...

Ford Motor Credit Company v. Luna

... Luna asserted that the Marshall County courts lacked jurisdiction over Ford Credit's action because he had previously filed a lawsuit in federal court for violation of the Fair Debt Collection Practices Act, and because Ford Credit's action was filed in retaliation for his federal ...

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Pioneer Credit & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Adam Michael Bullock

Allen Ragle

Allyn Monroe Lay

Allyn Lay

Allyn Monroe Lay

Amanda Hathcock Sammons

Amanda Hathcock Sammons

Bart Chandler Williams

Barton Chandler Williams

Brandon Michael Allen

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

FDCPA

COLLATERAL

GRACE PERIOD

WORKOUT

ACCORD AND SATISFACTION

INTEREST

LOSS DAMAGE WAIVER (LDW)

REDEMPTION

SAMPLE LEGAL CASES

WASHINGTON MUTUAL BANK, FA v. ORNL FEDERAL CREDIT UNION

PHOENIX CREDIT v. Akers

Ford Motor Credit Company v. Luna

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