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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Mark F. Haslem

Social Security, Divorce & Family Law, Civil & Human Rights, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 33 Years

CONTACT

220 Lyon St NW, Grand Rapids, MI 49503

Ann L. Nowak

Estate Planning, Estate, Credit & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

1033 San Lucia Dr Se, Grand Rapids, MI 49506

Michael Anthony Spencer

Contract, Landlord-Tenant, Credit & Debt, Trusts

Status: In Good Standing Licensed: 11 Years

CONTACT

-, Grand Rapids, MI 49503

James Michael Curcio

Other, Estate Planning, Elder Law, Credit & Debt

Status: In Good Standing

CONTACT

600 Monroe Ave Nw, Grand Rapids, MI 49503

Patrick Edward Mears

Credit & Debt, Bankruptcy

Status: Inactive Licensed: 27 Years

CONTACT

300 Ottawa, Nw, Grand Rapids, MI 49503

Amy R. Jonker Broersma

General Practice

Status: In Good Standing Licensed: 15 Years

CONTACT

250 Monroe Ave NW, Grand Rapids, MI 49503

David Schoolenberg

Tax Litigation, Real Estate Other, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

161 Ottawa Ave Nw, Grand Rapids, MI 49503

David C. Wood

Commercial Real Estate, Government, Estate Planning, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

Grand Rapids, MI 49515

Michael J. Huff

Real Estate, Entertainment, Contract, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

900 Monroe Avenue N.W., Grand Rapids, MI 49503

Jacob Andrew Walson

Business, Contract, Copyright, Credit & Debt

Status: In Good Standing

CONTACT

55 Campau Avenue N.W., Grand Rapids, MI 49503

800-923-0641

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Plainfield Credit & Debt Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Mark F. Haslem

Ann L. Nowak

Michael Anthony Spencer

James Michael Curcio

Patrick Edward Mears

Amy R. Jonker Broersma

David Schoolenberg

David C. Wood

Michael J. Huff

Jacob Andrew Walson

TIPS

LEGAL TERMS

LIABILITY

GUARANTOR

TRUTH IN LENDING ACT (TILA)

CHAPTER 13 BANKRUPTCY

DEFINED CONTRIBUTION PLAN

CHAPTER 7 BANKRUPTCY

401(K) PLAN

CREDIT INSURANCE

COSIGNER

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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