Reading Center Bankruptcy & Debt Lawyer, New York

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George D. Patte

Corporate, Contract, Business Organization, Bankruptcy
Status:  In Good Standing           

Richard P. Ruswick

Bankruptcy, Corporate, Business Organization, Construction
Status:  In Good Standing           

David G Wallace

Adoption, Bankruptcy, Child Support, Criminal
Status:  In Good Standing           

Lee Matthew Van Houten

Alimony & Spousal Support, Bankruptcy, Collection, Criminal
Status:  In Good Standing           

Amy Lillian Vichinsky

Criminal, Bankruptcy & Debt, Business, Other
Status:  In Good Standing           Licensed:  22 Years

Anna Jane Smith

Consumer Bankruptcy
Status:  In Good Standing           Licensed:  12 Years

Lee Matthew Van Houten

Landlord-Tenant, Collection, DUI-DWI, Divorce
Status:  In Good Standing           

Richard P Ruswick

Real Estate, Wills & Probate, Trusts, Bankruptcy, Estate
Status:  In Good Standing           Licensed:  38 Years

Susan Beth Mcneil

Family Law, Business & Trade, Collection, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  21 Years

James A. Salk

Business, Transactions, Commercial Bankruptcy, Residential Real Estate
Status:  In Good Standing           Licensed:  45 Years

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Free Help: Use This Form or Call 800-943-8690

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Call me for fastest results!
800-943-8690

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

COLLATERAL

Property that guarantees payment of a secured debt.

CCCS

See Consumer Credit Counseling Service.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)
A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)
An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)
Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.