Roseville Credit & Debt Lawyer, California, page 2

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Michael Kent Bridges

Dispute Resolution, Foreign Investment, Contract, Credit & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

1410 Rocky Ridge Dr, Roseville, CA 95661

Jeffrey Robert Fletterick

Social Security, Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

Terry Lee Gilbeau

Litigation, International, Corporate, Credit & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

Jeffrey Robert Fletterick

Business & Trade, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

5701 Lonetree Blvd, Rocklin, CA 95765

Marlene Elane Sanborn

Litigation, Wills, Trusts, Credit & Debt

Status: In Good Standing

CONTACT

2998 Douglas Blvd, Roseville, CA 95661

William Kiho Hong

Litigation, Workers' Compensation, Insurance, Credit & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

1731 E Roseville Pkwy, Roseville, CA 95661

David Scott Allard-reyes

Litigation, Immigration, Estate, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

3017 Douglas Blvd, Roseville, CA 95661

Timothy James Larson

Construction, Wills, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

3741 Douglas Blvd, Roseville, CA 95661

Gonzalo Ignacio Vergara

General Practice

Status: Retired Licensed: 24 Years

CONTACT

1950 Homewood Ln, Lincoln, CA 95648

Jansher Rasa

Credit & Debt

Status: In Good Standing Licensed: 4 Years

CONTACT

5011 Dudley Blvd, Mcclellan, CA 95652

800-923-0641

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LEGAL TERMS

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Roseville Credit & Debt Lawyer, California, page 2

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Michael Kent Bridges

Jeffrey Robert Fletterick

Terry Lee Gilbeau

Jeffrey Robert Fletterick

Marlene Elane Sanborn

William Kiho Hong

David Scott Allard-reyes

Timothy James Larson

Gonzalo Ignacio Vergara

Jansher Rasa

TIPS

LEGAL TERMS

C CORPORATION

DISCHARGEABLE DEBTS

TRUTH IN LENDING ACT (TILA)

INTEREST

FAIR CREDIT REPORTING ACT (FCRA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

REPOSSESSION

GRACE PERIOD

WORKOUT

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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