Rotonda West Credit & Debt Lawyer, Florida

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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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William Kevin Russell

Commercial Real Estate, Intellectual Property, Insurance, Contract, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

14295 Tamiami Trl, North Port, FL 34287

Mark A Beatrice

Civil Rights, Credit & Debt, Commercial Real Estate, Bankruptcy

Status: In Good Standing Licensed: 10 Years

CONTACT

141 Braemar Ave, Englewood, FL 34293

W. Eric Wood

Corporate, Credit & Debt, Civil Rights, Estate Planning

Status: In Good Standing

CONTACT

3818 San Lorenzo Dr, Punta Gorda, FL 33950

David Keith Oaks

Civil Rights, Corporate, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 44 Years

CONTACT

407 E Marion Ave, Punta Gorda, FL 33950

Stephen E Hooper

State and Local, Criminal, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

2453 Magnolia Cir, North Port, FL 34289

Laura Knights

General Practice

Status: In Good Standing

CONTACT

19652 Blue Mimosa Ln, Venice, FL 34292

Laura Lee Frechette

General Practice

Status: In Good Standing

CONTACT

19652 Blue Mimosa Ln, Venice, FL 34292

Michael Anthony Chiantella

Real Estate, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

209 Nassau St S, Venice, FL 34285

James Becker

General Practice

Status: In Good Standing

CONTACT

200 The Esplanade N, Venice, FL 34285

Melville Gibbons Brinson

State and Local, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

8359 Stringfellow Rd, Saint James City, FL 33956

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FCRA

See Fair Credit Reporting Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Rotonda West Credit & Debt Lawyer, Florida

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

William Kevin Russell

Mark A Beatrice

W. Eric Wood

David Keith Oaks

Stephen E Hooper

Laura Knights

Laura Lee Frechette

Michael Anthony Chiantella

James Becker

Melville Gibbons Brinson

TIPS

LEGAL TERMS

GUARANTOR

SECURED DEBT

REAFFIRMATION

LIQUIDATING PARTNER

401(K) PLAN

FCRA

CREDIT REPORT

WORKOUT

GUARANTEED RESERVATION

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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