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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Denise D. Twinney

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

300 Ottawa Ave Nw, Grand Rapids, MI 49503

Diane Lynn Mancinelli

Litigation, Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

430 E. 8Th Street, Holland, MI 49423

Douglas A. Donnell

Lawsuit, Immigration, Environmental Law, Business, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

900 Monroe Nw, Grand Rapids, MI 49503

Frederick E. Mackraz

Real Estate, Employment, Credit & Debt, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

180 Monroe Ave, Grand Rapids, MI 49503

Fredrick Walter Jensen

Trusts, DUI-DWI, Elder Law, Credit & Debt

Status: In Good Standing

CONTACT

126 Locust St, Allegan, MI 49010

Gabriel S Anchez

Landlord-Tenant, Aviation, Contract, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

2401 Camelot Ct Se, Grand Rapids, MI 49546

George L. Mccargar

Real Estate, Family Law, Insurance, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

4519 Cascade Rd Se, Grand Rapids, MI 49546

Gordon J. Toering

Real Estate, Transactions, Business, Credit & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

150 Ottawa Ave Nw, Grand Rapids, MI 49503

Gregory James Guest

Sales & Use Tax, Foreclosure, Corporate, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

200 Ottawa Ave Nw, Grand Rapids, MI 49503

Gregory James Guest

Sales & Use Tax, Foreclosure, Corporate, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

200 Ottawa Ave Nw, Grand Rapids, MI 49503

800-923-0641

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

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Spring Lake Credit & Debt Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Denise D. Twinney

Diane Lynn Mancinelli

Douglas A. Donnell

Frederick E. Mackraz

Fredrick Walter Jensen

Gabriel S Anchez

George L. Mccargar

Gordon J. Toering

Gregory James Guest

Gregory James Guest

TIPS

LEGAL TERMS

UNDUE HARDSHIP

TRADE DRESS

LOSS DAMAGE WAIVER (LDW)

TRUTH IN LENDING ACT (TILA)

CREDITOR

FAIR CREDIT BILLING ACT (FCBA)

COSIGNER

CHAPTER 13 PLAN

FRATERNAL BENEFIT SOCIETY BENEFITS

SAMPLE LEGAL CASES

New Freedom Mtg. Corp. v. Globe Mtg. Corp.

Barth v. FIRST CONSUMER CREDIT, INC.

CHARTER ONE BANK NA v. JP Morgan Chase Bank, NA

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