Syosset Bankruptcy & Debt Lawyer, New York, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Owen M. Robinson

Collection

Status: In Good Standing Licensed: 39 Years

CONTACT

165 Eileen Way, Syosset, NY 11791

Natalia Thomas

Employment, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

6851 Jericho Tpke, Syosset, NY 11791

Craig J. Wolfson

Employment, Business, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

40 Queens St., Syosset, NY 11791

Peter Carl Contino

Estate Planning, Employee Rights, Bankruptcy, Products Liability

Status: In Good Standing Licensed: 47 Years

CONTACT

121 Glen Way, Syosset, NY 11791

Valmiro L. Donado

Real Estate, Estate, Civil & Human Rights, Bankruptcy & Debt

Status: Suspended Licensed: 25 Years

CONTACT

199 Fox Hollow Rd, Woodbury, NY 11797

Adam S. Harris

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

485 Underhill Blvd, Syosset, NY 11791

Alan Curtis Stein

Lawsuit & Dispute, Employment, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

FREE CONSULTATION

CONTACT

7600 Jericho Tpke, Woodbury, NY 11797

Yuri Y. Burshteyn

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

7600 Jericho Tpke, Woodbury, NY 11797

Darren Arthur Aronow

Real Estate, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

7600 Jericho Turnpike, Woodbury, NY 11797

Darren Arthur Aronow

Real Estate, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

7600 Jericho Turnpike, Woodbury, NY 11797

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Syosset Bankruptcy & Debt Lawyer, New York, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Owen M. Robinson

Natalia Thomas

Craig J. Wolfson

Peter Carl Contino

Valmiro L. Donado

Adam S. Harris

Alan Curtis Stein

Yuri Y. Burshteyn

Darren Arthur Aronow

Darren Arthur Aronow

TIPS

LEGAL TERMS

AUTOMATIC STAY

CREDITOR

GRACE PERIOD

FDCPA

FAIR CREDIT REPORTING ACT (FCRA)

LIEN

CREDIT BUREAU

REDEMPTION

NUISANCE FEES

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