Union City Bankruptcy & Debt Lawyer, Ohio, page 2

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
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Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Nate Hosek

Corporate, Trusts, Bankruptcy, Elder Law

Status: In Good Standing Licensed: 16 Years

CONTACT

200 W Main St, Greenville, OH 45331

Randall Earl Breaden

Family Law, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

414 Walnut St, Greenville, OH 45331

Daniel Carl Schipfer

Family Law, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 55 Years

CONTACT

507 S Broadway, Greenville, OH 45331

Emily Gast-Schlater

Federal Appellate Practice, Estate Planning, Elder Law, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

397 N Eastern Ave, Saint Henry, OH 45883

Craig Allen Dynes

Real Estate, Corporate, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

2840 Alt State Rt 49 N, Arcanum, OH 45304

Kathryn Winner Speelman

Juvenile Law, Family Law, Corporate, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

201 E Vine St, Coldwater, OH 45828

James R. O'Donnell

Real Estate, Federal Appellate Practice, Estate, Collection, Estate Planning

Status: In Good Standing Licensed: 58 Years

CONTACT

9 N High St, Covington, OH 45318

William Mckay Meikle

Commercial Real Estate, Estate Planning, Elder Law, Collection

Status: In Good Standing Licensed: 66 Years

CONTACT

100 N Main St, Celina, OH 45822

Alan David Huber

Corporate, Collection, Commercial Bankruptcy, Electronic Commerce

Status: In Good Standing Licensed: 19 Years

CONTACT

102 S Washington St, New Bremen, OH 45869

John Elton Tate

International Other, Corporate, Antitrust, Commercial Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

102 S Washington St, New Bremen, OH 45869

800-923-0641

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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Union City Bankruptcy & Debt Lawyer, Ohio, page 2

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Nate Hosek

Randall Earl Breaden

Daniel Carl Schipfer

Emily Gast-Schlater

Craig Allen Dynes

Kathryn Winner Speelman

James R. O'Donnell

William Mckay Meikle

Alan David Huber

John Elton Tate

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LEGAL TERMS

GUARANTEED RESERVATION

BANKRUPTCY

DISPOSABLE INCOME

COLLECTION AGENCY

PRESUMED ABUSE

CURRENT MONTHLY INCOME

TRADE DRESS

CREDIT INSURANCE

CHAPTER 13 BANKRUPTCY

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