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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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Vincent Rubino

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Bankruptcy & Debt

Vincent Rubino is a shareholder in the firm of Newman Williams, P.C., in Stroudsburg, Monroe County, Pennsylvania, and has been practicing law at the ... (more)

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CONTACT

800-925-4080

712 Monroe St, Stroudsburg, PA 18360

Lance Roger Spodek

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

1891 Hemlock Farms, Hawley, PA 18428

John Cyril Prevoznik

Real Estate, Employment, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

47 S Courtland St, East Stroudsburg, PA 18301

Stephanie Joy

Tax, Social Security, Employment, Consumer Rights, Collection

Status: In Good Standing

CONTACT

1134 Summit Terrace, East Stroudsburg, PA 18301

Mark E. Moulton

Traffic, Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

693 Rte. 739, Hawley, PA 18428

Vern S. Lazaroff

Real Estate, Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

123 Blueberry Drive, Milford, PA 18337

Vern Scott Lazaroff

Real Estate, Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

123 Blueberry Dr, Milford, PA 18337

David W. Skutnik

Bankruptcy, Criminal, Real Estate, Deportation

Status: In Good Standing Licensed: 39 Years

CONTACT

46 N 6th St, Stroudsburg, PA 18360

Kim M. Diddio

Bankruptcy & Debt, Bankruptcy, Credit & Debt

Status: In Good Standing

CONTACT

17 North 6Th Street, Stroudsburg, PA 18360

Staci Sabetti

Real Estate, International Trade, Divorce & Family Law, Credit & Debt, Accident & Injury

Status: In Good Standing

CONTACT

711 Sarah Street, Stroudsburg, PA 18360

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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Unity House Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Vincent Rubino

Lance Roger Spodek

John Cyril Prevoznik

Stephanie Joy

Mark E. Moulton

Vern S. Lazaroff

Vern Scott Lazaroff

David W. Skutnik

Kim M. Diddio

Staci Sabetti

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

DISCHARGE (OF DEBTS)

PREFERENCE

FAIR CREDIT REPORTING ACT (FCRA)

TRADE DRESS

UNSECURED DEBT

401(K) PLAN

REPOSSESSION

TOXIC TORT

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