Windsor Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Benjamin Robert Eisner

✓ VERIFIED

Business, Bankruptcy & Debt, Bankruptcy, Commercial Bankruptcy, Lawsuit & Dispute

Mr. Eisner received his B.A. degree in American Studies from the University of North Carolina, his MPA from the University of North Carolina School of... (more)

CONTACT

252-633-1930

300 E. Arlington Blvd, Greenville, NC 27835

W. Lee Allen

Bankruptcy, Divorce, Family Law

Status: In Good Standing

CONTACT

209 Evans Street, Greenville, NC 27858

Allen C. Brown

Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

Winterville, NC 28590

Bradley David Piner

Landlord-Tenant, Divorce, Criminal, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

1698 E Arlington Blvd, Greenville, NC 27858

Brian Robert Becker

Litigation, Credit & Debt, Business & Trade, Consumer Bankruptcy

Status: In Good Standing Licensed: 32 Years

CONTACT

1424 E Fire Tower Rd, Greenville, NC 27858

Conrad E. Paysour

Commercial Real Estate, Wrongful Termination, Divorce, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

Greenville, NC 27835

David Carpenter Gadd

Real Estate, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

211 Main St., Columbia, NC 27925

Debra H. Gaskins

Family Law, Divorce & Family Law, Business, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

1328 John Small Avenue, Washington, NC 27889

Edwin M. Hardy

Bankruptcy & Debt, Family Law, Criminal, Credit & Debt, Child Custody

Status: In Good Standing

FREE CONSULTATION

CONTACT

2011 W. 15th St, Washington, NC 27889

Helen Ranee Singleton

Divorce, Business, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 37 Years

CONTACT

Washington, NC 27889

800-923-0641

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800-943-8690

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

Windsor Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Benjamin Robert Eisner

W. Lee Allen

Allen C. Brown

Bradley David Piner

Brian Robert Becker

Conrad E. Paysour

David Carpenter Gadd

Debra H. Gaskins

Edwin M. Hardy

Helen Ranee Singleton

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

CREDIT REPORT

TRUTH IN LENDING ACT (TILA)

AUTOMATIC STAY

ADMINISTRATIVE EXPENSES

BANKRUPTCY

FORBEARANCE

FAIR CREDIT REPORTING ACT (FCRA)

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